Category Archives: Finance Guide

Driving without insurance in Rhode Island

If you own a registered vehicle in Rhode Island, car insurance is legally required. You could be subject to severe penalties, such as heavy fines and restrictions on your driving privileges, if you don’t have auto insurance. Whether you currently live in Rhode Island or are planning a move to the Ocean State, it is important to understand car insurance […]

Important Things To Consider Before You Buy A Bike Insurance Policy

Have you found the bike that suits your needs? You are now ready to take it out on the streets. Have you checked that your coverage is adequate for your two-wheeler before you go? You should consider a comprehensive policy if you don’t have enough coverage. Before you decide which policy you want, it is important to review a […]

Earthquake insurance

Earthquakes can strike anywhere and at any time. You could end up paying out of your own pocket if you don’t have earthquake insurance. Standard homeowner’s insurance typically does not cover earthquake losses, with many insurance companies requiring an additional policy endorsement or rider for earthquake damage. California was hit by two earthquakes in 2019, which caused nearly $40 […]

Demystifying First Notice of Loss Acronyms – FNOL, FROI and SROI

First Notice of Loss is like other insurance niches. It uses a lot of acronyms to describe the methodologies and nuances that are relevant for both consumers and providers. It can be confusing for both consumers and providers. Consumers can be considered claimants for the purposes of this article. Providers can include TPAs, insurance carriers, and FNOL […]

Almost Half Of People With Mortgages Risk Losing Their Home

43% of British people don’t have their mortgage protected by life insurance. This is a huge jump from 2006. Economy has had to change as the recession is affecting families and their budgets are being hit hard, especially when they face redundancy. Recent research* in What Mortgage (3 November 2010) shows that many people have stopped […]

How Much For Travel Health Insurance?

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]

Cheapest car insurance companies in Pennsylvania

The average annual cost for Pennsylvania’s nearly 9 million drivers is $427 for minimum coverage, and $1,476 to insure full coverage. Finding the best car insurance could also mean finding the lowest car insurance. According to Bankrate’s research, Penn National and Geico have the lowest average rates for full coverage and minimum coverage. These top picks […]