Category Archives: Finance Guide

Can I Use My HSA To Pay For Insurance Premiums?

Health savings accounts (HSAs) can be an effective tool for planning and paying for future healthcare costs – provided they’re used properly. HSA funds can be spent tax-free if used to cover eligible medical expenses such as deductibles, copayments and coinsurance premiums. You can even use them for over-the-counter medicines and services like acupuncture or […]

Loss assessment coverage

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]

Is Private Health Insurance Expensive?

Private health insurance plans can be expensive, particularly those with higher deductibles. But there are ways to lower costs. Individual and family marketplace plans with premium subsidies may make coverage more accessible to those in need, though additional factors can affect costs as well. Costs Private health insurance refers to any individual or family plan […]

Is UnitedHealthcare A Commercial Insurance Plan?

Baptist Health and United Healthcare have not come to an in-network agreement for 2024, so we suggest patients select specialists within their plan’s coverage area. Commercial insurance policies, unlike Medicare or Medicaid plans provided by government programs like SCHIP (State Children’s Health Insurance Program), are offered for sale by for-profit private insurers and sold directly […]

Who Bought All American Life Insurance?

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]

Personal property insurance: Are you covered?

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]