Category Archives: Finance Guide

What Nonprofit Organizations Need to Know About Hiring Independent Contractors

Managers of nonprofit organizations are well aware that they require various insurance policies to protect them and their organization against a wide range of claims and lawsuits. Some of the most common policies nonprofit’s purchase are general liability insurance, directors & officers liability, and workers’ compensation insurance. Many people don’t realize that these policies do […]

How You Can Ensure Your Family Gets a Regular Monthly Income?

There are many instruments available, including term insurance plans. This is the most important product that provides a safety net for your family. But is this enough? Perhaps not. Investment in financial instruments such as Fixed Deposits (FDs), which can provide a monthly income to your family and cover all of their expenses, is necessary. These are some ways […]

Are Mutual Funds Risky Like Stocks?

Mutual funds can be exposed to many risk factors, including in market, interest rate and liquidity. They also have credit, default risk, currency and political exposures because they invest in securities that could be susceptible to these risk factors. Mutual funds diversify their risk by investing across asset classes, credit classes and market caps. Every investment […]

How Much Should I Be Paying For Health Insurance?

Health insurance is an essential part of life for many people. It’s a safety net that provides financial protection against unexpected medical expenses, which can be quite costly. However, choosing the right health insurance plan can be overwhelming and confusing, especially when you’re not sure how much you should be paying for it. In this […]

Why Should Investors Opt For Swp in Mutual Funds?

Systematic withdrawal plans allow investors to earn regular income through mutual fund investments. Anyone who has lump sum cash and wants to use the money to pay regular expenses, but not run out, should consider SWPs. SWPs allow you to earn returns while also helping to fund your expenses. Here’s a quick explanation of Systematic Withdrawal Plans in Mutual […]