Category Archives: Finance Guide

In determining who drivers are ” high-risk“, insurance companies take into account many factors. Bankrate considers some of these factors, including car accidents, speeding tickets and teens, when determining high-risk drivers. High-risk drivers have a higher likelihood of generating claims due to injuries and accidents, including fatalities. South Dakota had 88 fatal car crashes in 2019, which led to […]

Are you in between jobs or waiting for your employer-based health insurance to kick in? Or maybe you missed the open enrollment period, but still need coverage until the next one? Short term health insurance might be a solution for you. But is it really worth it? In this blog post, we will dive deep […]

After the infant or baby car seat is securely fitted, it is essential that the infant or baby is secure and comfortable in the seat. The parents or the driver can do a few things to ensure that the infant or baby is secure and safe before the vehicle is driven. These considerations should be made […]

Here’s what you need to know… The McCarran-Ferguson Act passed in 1945 stipulated that the state should regulate insurance industries and laws in the interest of the public State officials establish mandatory car insurance requirements. They are also responsible for updating laws and regulations as necessary. To ensure that they do good business, agents are licensed, and […]

If you’re like most pet owners, you worry about the day when something happens to your cat and you can’t afford to cover the costs of veterinary care. In this article, we’ll explore the different types of cat insurance and help you figure out how much coverage is necessary for your cat. What is Cat […]

Are you a renter? It’s important to realize that your landlord’s insurance doesn’t cover everything. In fact, it doesn’t cover your personal belongings at all! That’s where renters insurance comes in. And if you’re considering Geico as your provider, then read on! In this article, we’ll go over what Geico’s renters insurance covers, how much […]

Every business in the country is looking to cut their overheads. Companies that reduce their overheads will make a profit. Therefore, it is important for business owners to find motor trade insurance deals that provide the highest level of coverage at the lowest premium. You can get quotes from a variety of companies, whether you are […]

When you’re faced with a medical emergency, you might understandably want to do whatever you can to get the care you need as soon as possible. Unfortunately, that doesn’t always mean that your insurance will cover all of your expenses – and when that happens, what do you do? In this article, we’ll discuss some […]

Have you ever wondered what would happen to your life insurance benefits after you pass away? You might have listed a beneficiary years ago, but is it still the right person or organization to receive your benefits? Life happens, and circumstances change. That’s why it’s essential to review your beneficiaries regularly and make changes as […]

You can find the answer to the question, “Can I make a diminished-value claim?” on the internet. This question has a universal answer. Many people respond to this question with a “no” answer because they don’t understand the differences between third-party claims and first-party claims. After a car accident, claims for diminished value are filed. This is a […]