Category Archives: Finance Guide

You know how important it is to protect your business from professional negligence claims if you have purchased professional liability insurance. It is important to know why your policy should not be cancelled as long as you are in business. Claims Made Vs. Insurance Policies for Occurrence Also known as errors and omissions insurance or […]

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

You have probably been searching for reasons to stop smoking. Your premium rates for life insurance are approximately two to three times higher if you smoke than if you weren’t a smoker. Smokers pay a severe penalty when purchasing life insurance. This is similar to high-risk drivers paying more for car insurance than safer drivers. However, this does […]

You can check to see if any states within your insurance territory are included here. These states are excellent for marketing insurance products and can help you increase your sales. The state rankings for the 11th to 21st states are listed along with a recap of the top ten. TENNESSEE Rating = 11 Tennessee does not consider itself […]

You may have heard of motor trade policies, which are crucial to the success of car companies. There are many different opinions about these policies. Some business owners think that it is too expensive and doesn’t do much for their company, while others feel that such insurance is crucial to the success or a car […]

CargoNet and its partners compiled statistics as part a larger American survey. They found that the most commonly stolen cargo types are consumer electronics, food, and clothing. Truck stops and rest areas are also common targets for organized cargo theft. Organized cargo thieves have greater opportunities to steal cargo during Christmas. According to statistics from […]

Knoxville, Tennessee is home to beautiful mountain views and college football. The minimum coverage is $390 per annum and full coverage is $1,304, which are well below the national average of $565 & $1,674, respectively. Knox County had 42 fatalities in 2019, out of 374 overall, highlighting the need for comprehensive and well-rounded auto insurance policies. Bankrate compared a […]

The insurance company will cover the rest. This is done using co-pay clauses. You’ve bought a policy for health insurance and now it is time to start claiming. You visit the hospital and get checked up. After treatment, you are given a bill. Typically, the health insurance company will take care of the entire expense as per the terms of […]

In 1668, a coffee house in London was a popular place to meet with people in the shipping industry. The high seas were extremely dangerous and you could lose your entire ship and all of its cargo. This would have been a devastating loss for shipping companies, not only in terms of human lives lost […]

Frequently Asked Questions about Charity Shop Insurance 1. Why do charities and non-profit organizations need insurance? A charity or voluntarist organization exists to provide a service to the community and raise funds for that purpose. Even though they don’t make a profit, charities still have a responsibility to their volunteers and employees as well as […]