Finding affordable car insurance can be more than a desire for some people. For others, it is essential to find the best price possible for their car coverage. There is an amazing little secret that your broker will never reveal that will guarantee that you get the best price for your car insurance. This secret will save you between 30-40% each month on your premium.
One little trick can save you up to 30% or more on your monthly premium. You can. The best part is that saving all this money is much easier than purchasing your insurance traditional.
Let’s look at some ways you can save even more money. These ideas can save you anywhere between a few dollars and 5% to 7% every month. All of these ideas will save you over 10% every month. And that’s before we get to the real savings secrets!
Every month, pay your premium automatically. Your company will spend a lot to send you expensive statements each month. Your company will be more than happy to pass on most of the savings by eliminating this expense and paying your premium automatically from your savings or checking account every month.
Avoid parking on the street at night or in your driveway. Parking on the street or in your driveway increases the chance of theft, vandalism, or even break-in. You can reduce this risk by parking your car in a garage at night. This will help you to lower your monthly premium.
Women are more capable drivers than men. Women pay less for their insurance than men because they are better drivers. This is possible if you are married. Simply list the wife as primary driver and your husband as secondary driver.
Your monthly premium is largely used to cover the dangers of driving in rush hour every month. By joining a carpool at work, you can reduce the amount of rush hour miles you drive and your premium. By carpooling with one person, you can cut your commute time in rush hour by half each month. This will help you save a lot on your monthly premium.
Your premium will drop if you pay a higher deductible each month. Be careful not to agree to pay more than you can afford.
By FAR is the #1 way to save money on car insurance.
You can buy your policy online.
Yep. It’s so simple. This is the secret your broker wants you to never discover. Online brokers don’t have overhead. Online brokers can offer policies at wholesale prices. When you consider all of the online competition for your insurance dollars, you can see that an online broker has no choice but cut prices to the bone.
Online purchasing your policy has another benefit. Online buying gives you complete control. Online shopping is completely yours. There won’t be any broker trying to convince you to buy things you don’t need or can’t afford.
