Category Archives: Finance Guide

For those who want to protect their personal property, obtaining a homeowners’ policy is essential. Many homeowners don’t realize that homeowners insurance policies often do not cover flooding. For residents of Pennsylvania who live in flood-prone areas, it is important to have financial protection against unanticipated water damage. Flood Insurance is a must for Pennsylvania homeowners FEMA has […]

Kim and Pat both started their own businesses on the same day, aligning themselves with the exact same provider. They instantly got along, but they soon realized that they were in competition for the same business. Both were eager to start new businesses and believed in their potential success. It’s been just over two years since the […]

Based on Quadrant Information Services’ 2021 annual premium study, Bankrate found that Indiana has an average 87% increase in car insurance. Drivers in Indiana could pay almost twice the amount they did before a DUI conviction. This is a significant increase, but it is still less than the national average of 91%. Drivers convicted of DUI can expect […]

COVID-19 has changed the face of 2020 , causing shockwaves in the economy. It also sent a large portion of the American workforce into unexpected unemployment. Millions of Americans have been affected by the unprecedented hurricane, and the wildfire season. Despite some improvements in the economy over recent months, many Americans still face hardships. It appears that many people have not reviewed […]

The 17 most important selling words can improve any sales process. Including these words in insurance sales letters will increase the response rate. Learn the top selling words and how to implement them in your sales process. Tip for sales: There are four types of words you can use in an insurance sales letter. These are the ones […]

Illinois’ car insurance laws, like most other states in the United States of America, have mandatory minimums. This rule is only applicable to three states: Mississippi, New Hampshire, and Virginia. Drivers in every other state must have the right type and amount of insurance to drive. According to the Insurance Information Institute, approximately 13% Illinois drivers were not insured in […]

Have you ever been told that “When it gets tough, the tough work gets harder?” It sounds so American, so logic, so noble. It’s also stupid. Yes, stupid. Sometimes, working harder is just stupid. The sooner you get up and smell the coffee, the sooner you will see the results you desire. You can’t stop the merry-go round and […]

Since 1913, New Jersey Manufacturers Insurance Company sells insurance. NJM Auto Insurance is the property and casualty mutual insurance company that provides coverage in New Jersey as well as Pennsylvania. In 2018, the organization moved away from being a membership only for policyholders. It now offers moderate premiums and superior claims handling to the general public. NJM Car Insurance NJM Auto […]

Rene Lacape is the Marketing Manager at eQuote Life Insurance. She says that media professionals are faced with a range of challenges and must work within strict deadlines. They are often required to cover a wide range of topics, even those they don’t know much about. They are constantly subject to criticism from politicians, professionals, and the […]

You are considered high-net-worth if you have at least $1,000,000 in assets or cash. This is not including the property value of your house, which can be easily converted into cash. High-net-worth people have substantial savings and investments. However, this does not mean that you don’t need life insurance. While savings and investments are one aspect of the equation, […]