Category Archives: Finance Guide

When you think about nursing agencies, one name that likely comes to mind is Emblem Health. This healthcare provider is always looking for new ways to improve their services and keep their patients happy. One way they do this is by participating in various health insurance programs. Today, we’re going to take a look at […]

Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

When you’re considering whether or not to buy a home in California, one of the primary factors you’ll be weighing is the cost of homeowner insurance. After all, even if you don’t live in the state, your house is likely situated within its boundaries and could be at risk in an event of a natural […]

Windshield damage typically falls under comprehensive coverage in a car insurance policy, and should be reported promptly; even small chips can quickly expand into cracks that necessitate replacement of an entire windshield. Most insurers won’t increase your premiums after making a comprehensive claim, but it is wise to get any damage inspected prior to driving […]

Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]

When you rent a car, you likely have no idea what kind of insurance coverage is included. However, it’s important to be aware of the basics so that you can make an informed decision. In this blog post, we will explore the different types of insurance and how they may affect your rental car experience. […]

Term life insurance provides coverage for a fixed duration such as 10, 20 or 30 years and tends to be less costly than whole life, which lasts your entire lifetime and builds cash value that you can borrow against. Return-of-premium policies provide you with all or a portion of your premiums back at the end […]

When determining the price of your auto insurance premium, the most important factor is your driving record. It can be more difficult to get affordable auto insurance if you have a driving under the Influence/while intoxicated (DUI/DWI). Ohio drivers with a DUI can expect to pay more for their car insurance than those without. What does […]

As we move into the future, one of the most important aspects of our lives will be our health. And with health comes insurance. Unfortunately, many people don’t understand just how expensive medical insurance can be. In this blog post, we’re going to explore the average cost of medical insurance per month and give you […]