Category Archives: Finance Guide

Term life insurance provides coverage for a fixed duration such as 10, 20 or 30 years and tends to be less costly than whole life, which lasts your entire lifetime and builds cash value that you can borrow against. Return-of-premium policies provide you with all or a portion of your premiums back at the end […]

Alcoholism, also known as alcohol abuse disorder (AUD),, is a medical condition that causes impairment in the ability to control or stop alcohol use despite adverse occupational, social or health consequences. It is defined by the National Institute on Alcohol Abuse and Alcoholism. The United States has approximately 15,000,000 alcoholics. An estimated 36% of them are in recovery. The […]

Have you been waiting for an insurance adjuster to call you back? If so, it might be worth your while to wait just a bit longer. Insurance companies are notorious for being slow in their claims resolution, and this is especially true when it comes to claims involving property damage. In fact, the average insurance […]

What is a Comprehensive Glass Policy? A comprehensive glass policy is an insurance policy that covers different kinds of glass products that can be broken or damaged. Comprehensive glass policies cover a wider range of manufactured glass products that standard policies, which usually only cover plate glass. It also provides coverage whether the glass was damaged or destroyed accidentally or deliberately. It […]

Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]

Insurance is a necessary part of our economy. Without it, businesses would be forced to close, and people would be left without protection from the risks of life. But what happens if the government cuts taxes? Does that mean there’s a tax cut on having insurance? In this article, we will explore the answer to […]

Insurance companies consider your driving history when determining your rates. Higher rates may be due to things like accidents and speeding tickets. A DUI conviction can make your driving record more important than minor incidents, such as a speeding ticket. What does a DUI do to your insurance rates? Illinois and other states will make you a […]

If you’re like most people, you probably think of Miata cars as being something special. After all, they’re just fun to drive and look cool. So, when you get a ticket in your Miata, you might be wondering if it’s worth insurance. The good news is that the answer to this question may surprise you. […]

Your move to California was not without difficulties. It’s good to have car insurance, but it seems like your insurer has a different opinion about your “totaled car”. Car insurance is important for many reasons. There are a few reasons you should have car insurance. Safety and financial risk prevention are two of the most important. California has […]

When you travel, you may be wondering how much medical insurance to Canada costs. This is a question that comes up time and time again, as people know they could use it in a moment of need. But just how much does medical insurance in Canada cost? And what are the different types of coverage […]