Category Archives: Finance Guide

A DUI conviction could result in an increase in your car insurance premiums. This is even true for the best auto insurance companies. Insurance companies often consider a driver deemed high-risk after they have convicted him or her of driving under the influence. This is supported by research. The Centers for Disease Control and Prevention estimates that alcohol-related accidents […]

When you’re considering whether or not to buy a home in California, one of the primary factors you’ll be weighing is the cost of homeowner insurance. After all, even if you don’t live in the state, your house is likely situated within its boundaries and could be at risk in an event of a natural […]

Retirees, their spouses and dependents insured under ORS can expect coverage to begin one month after all necessary forms and proofs are submitted to them. It’s essential that enrollment forms and proofs be sent promptly in order to avoid gaps or duplication of coverage. Effective dates typically follow a similar timeline outside exchanges; with one […]

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

When you rent a car, you likely have no idea what kind of insurance coverage is included. However, it’s important to be aware of the basics so that you can make an informed decision. In this blog post, we will explore the different types of insurance and how they may affect your rental car experience. […]

Yes, medical malpractice tail coverage (also referred to as extended reporting endorsements or nose coverage) is tax deductible depending on your specific situation and should be discussed with a tax specialist for best results. Claim-made policies typically offer physicians an option to purchase “tail” coverage upon the expiration of their policy, the cost being approximately […]

Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]

As we move into the future, one of the most important aspects of our lives will be our health. And with health comes insurance. Unfortunately, many people don’t understand just how expensive medical insurance can be. In this blog post, we’re going to explore the average cost of medical insurance per month and give you […]

Cost of pet insurance varies based on plan variables like annual deductible, coverage limit and reimbursement percentage; and by age; older pets often incur higher premiums. Accidents and illnesses can quickly add up, especially if they require expensive procedures like ligament repairs or organ transplants. That is why it is crucial to compare pet insurance […]

When determining the price of your auto insurance premium, the most important factor is your driving record. It can be more difficult to get affordable auto insurance if you have a driving under the Influence/while intoxicated (DUI/DWI). Ohio drivers with a DUI can expect to pay more for their car insurance than those without. What does […]