Category Archives: Finance Guide

Are you wondering how quickly you need to get insurance after purchasing a car? Do not let the fact that you don’t know enough about car insurance make your life difficult. We’ll answer the most frequently asked questions regarding purchasing auto insurance. Learn more about the timeline for getting insurance, then take a look at some of […]

When you think about nursing agencies, one name that likely comes to mind is Emblem Health. This healthcare provider is always looking for new ways to improve their services and keep their patients happy. One way they do this is by participating in various health insurance programs. Today, we’re going to take a look at […]

Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]

A DUI conviction could result in an increase in your car insurance premiums. This is even true for the best auto insurance companies. Insurance companies often consider a driver deemed high-risk after they have convicted him or her of driving under the influence. This is supported by research. The Centers for Disease Control and Prevention estimates that alcohol-related accidents […]

When you’re considering whether or not to buy a home in California, one of the primary factors you’ll be weighing is the cost of homeowner insurance. After all, even if you don’t live in the state, your house is likely situated within its boundaries and could be at risk in an event of a natural […]

Windshield damage typically falls under comprehensive coverage in a car insurance policy, and should be reported promptly; even small chips can quickly expand into cracks that necessitate replacement of an entire windshield. Most insurers won’t increase your premiums after making a comprehensive claim, but it is wise to get any damage inspected prior to driving […]

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

When you rent a car, you likely have no idea what kind of insurance coverage is included. However, it’s important to be aware of the basics so that you can make an informed decision. In this blog post, we will explore the different types of insurance and how they may affect your rental car experience. […]

Term life insurance provides coverage for a fixed duration such as 10, 20 or 30 years and tends to be less costly than whole life, which lasts your entire lifetime and builds cash value that you can borrow against. Return-of-premium policies provide you with all or a portion of your premiums back at the end […]

Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]