Category Archives: Finance Guide

What is a Comprehensive Glass Policy? A comprehensive glass policy is an insurance policy that covers different kinds of glass products that can be broken or damaged. Comprehensive glass policies cover a wider range of manufactured glass products that standard policies, which usually only cover plate glass. It also provides coverage whether the glass was damaged or destroyed accidentally or deliberately. It […]

Alcoholism, also known as alcohol abuse disorder (AUD),, is a medical condition that causes impairment in the ability to control or stop alcohol use despite adverse occupational, social or health consequences. It is defined by the National Institute on Alcohol Abuse and Alcoholism. The United States has approximately 15,000,000 alcoholics. An estimated 36% of them are in recovery. The […]

Insurance is a necessary part of our economy. Without it, businesses would be forced to close, and people would be left without protection from the risks of life. But what happens if the government cuts taxes? Does that mean there’s a tax cut on having insurance? In this article, we will explore the answer to […]

Retirees, their spouses and dependents insured under ORS can expect coverage to begin one month after all necessary forms and proofs are submitted to them. It’s essential that enrollment forms and proofs be sent promptly in order to avoid gaps or duplication of coverage. Effective dates typically follow a similar timeline outside exchanges; with one […]

If you’re like most people, you probably think of Miata cars as being something special. After all, they’re just fun to drive and look cool. So, when you get a ticket in your Miata, you might be wondering if it’s worth insurance. The good news is that the answer to this question may surprise you. […]

Your move to California was not without difficulties. It’s good to have car insurance, but it seems like your insurer has a different opinion about your “totaled car”. Car insurance is important for many reasons. There are a few reasons you should have car insurance. Safety and financial risk prevention are two of the most important. California has […]

Yes, medical malpractice tail coverage (also referred to as extended reporting endorsements or nose coverage) is tax deductible depending on your specific situation and should be discussed with a tax specialist for best results. Claim-made policies typically offer physicians an option to purchase “tail” coverage upon the expiration of their policy, the cost being approximately […]

Insurance companies consider your driving history when determining your rates. Higher rates may be due to things like accidents and speeding tickets. A DUI conviction can make your driving record more important than minor incidents, such as a speeding ticket. What does a DUI do to your insurance rates? Illinois and other states will make you a […]

When you travel, you may be wondering how much medical insurance to Canada costs. This is a question that comes up time and time again, as people know they could use it in a moment of need. But just how much does medical insurance in Canada cost? And what are the different types of coverage […]

Cost of pet insurance varies based on plan variables like annual deductible, coverage limit and reimbursement percentage; and by age; older pets often incur higher premiums. Accidents and illnesses can quickly add up, especially if they require expensive procedures like ligament repairs or organ transplants. That is why it is crucial to compare pet insurance […]