Category Archives: Finance Guide

Auto and renters insurance

You might not believe you need insurance if you rent. Your landlord should have coverage for your building. You are responsible for all your belongings if you do not have renters insurance. What if your home was damaged by fire or theft? Renters insurance is usually very affordable. You might even be able make it cheaper by purchasing a […]

LLC’s and Trusts: To Insure Properly or Not

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Understanding How to Analyze Personal Insurance Risks

As an experienced Insurance Producer, I know that it can be difficult to understand the concept of risk analysis. It seems that the knowledge required to properly place risk in personal insurance is lacking. This concept is not easy to grasp. I will be examining the components of risk that must be considered when placing carriers. Insurance […]

Top Insurance Consumers Sales Question Tip – Consumer Purchase Maker Exposed, 100% Accurate

Agents often get confused by insurance sales customers who ask them who the primary purchaser is in their household. This article will show you how to get the answer. This tip will help you increase sales closing ratios 100% accurately. Insurance strategies often cover complex topics such as getting preferred responses to consumer objections. Every time I was […]

Medicare Part D Prescription Drug Plans: What You Need to Know

Medicare Part D is the optional portion of Medicare that covers prescription drugs. Medicare Part D, an optional program that covers prescription drugs and is offered by private insurers under federally approved plans, is available. The monthly premium for most recipients varies depending on the plan. There may also be co-pays or other costs. Part D was […]

Insurance Unit Mangers Training – Resist Insurance General Agency Manager Ethics

The internal ethics battle for insurance unit managers is intense. Although they can give results to the general insurance agency manager, the methods are not in line with their personal ethics. The explosive conflicts of interest that threatens insurance unit managers in an agency are illustrated. The life and health agency operations are managed by the insurance […]

Do People With Pre-Existing Conditions Get Any Insurance Cover For It?

Health Insurance Coverage for Pre-Existing Diseases To be healthy, a plant must be properly cared for. Many factors, from our lifestyles to our family history, can put us at risk of developing diseases. We all need to be aware of how important health insurance is for our health. Unexpected events such as a planned operation or hospitalization can […]