Camera equipment can be an expensive investment; its replacement could run into the thousands. A separate policy covering theft, accidental damage and travel with gear could provide peace of mind at a nominal monthly premium cost. Standard homeowner and renters policies often offer the ability to add equipment for an additional premium; however, coverage often […]
Category Archives: Finance Guide
31
May
May
Maintain your insurance documents until any claims are settled – this applies for car, home and business policies alike. Claims-made insurance policies must be kept for an indefinite period (or until their tail period elapses), while liability policy claims may arise even long after its term has ended. Therefore, both should remain active. Home insurance […]
30
May
May
Over the years, I’ve observed one thing in common with many insurance agents: they fear technology. Although not all agents fear technology, the majority of people reading this article likely do. However, I have found that most agents are afraid of technology. Some agents that I work with refuse to use email. They are missing out on […]
30
May
May
Insurance is an essential aspect of our lives that we often take for granted. It provides us with a safety net in uncertain times, but what happens when that safety net disappears? Insurance policies can lapse for various reasons, leaving you without coverage when you need it most. But how long before your insurance lapses? […]
30
May
May
Most people aren’t thinking about life insurance in their 20s, but it’s often the best time to buy it. There are many factors that influence the price of life insurance. However, generally speaking, the younger and more healthy you are at the time you purchase a policy will make it cheaper (unless you have a high-risk job, […]
30
May
May
The unemployment rates are high, as is the COBRA enrollment activity. It doesn’t appear that the unemployment crisis will end soon. What does this mean to brokers? This means that many employers who depend on you don’t care about growing, they worry about survival. These are some COBRA administration survival strategies to help you guide them through this economic […]
30
May
May
Health insurance is a topic that affects millions of people in the United States. With rising healthcare costs and ongoing debates about the best way to provide coverage, it can be tough to keep up with the latest information. If you’re wondering how many people currently have health insurance in the US, you’ve come to […]
30
May
May
If you’re like most people, insurance premiums are a necessary expense that can put a significant dent in your budget. But did you know that under certain circumstances, you may be able to write off those pesky payments on your taxes? That’s right – deducting insurance premiums could potentially save you hundreds or even thousands […]
30
May
May
Credit scores (also known as credit ratings) are important as they help banks, mortgage providers, and credit card companies decide whether to lend you money. Insurance companies sometimes use it as well. This is how it works. Is car insurance included on your credit report? Your credit score will not be affected if you pay your […]
30
May
May
Succession in the insurance industry is dependent on a steady stream of business growth. These concerns can be addressed by four cornerstones that are crucial to the success of an insurance sales company. These are: (a) Mindset Selling is all about dealing with rejections. How do you approach selling? Are you resilient? These questions will determine if you are able […]