Category Archives: Finance Guide

Mistakes to Avoid While Purchasing Business Insurance

Each enterprise, whether or not small, medium or giant, is uncovered to dangers. You may rule out these dangers by buying enterprise insurance coverage which covers for the lack of income. You need to, nonetheless, select the best insurance coverage which is appropriate for your enterprise. This text discusses errors that you must keep away […]

UK Business Insurance: What Types Do You Really Need?

In the UK, there are generally three types of business insurance: Public liability, Product liability and Employers liability. Only Employers Liability Insurance is required under law. This applies only if there are any employees working under your supervision. Although you may not consider your employees to be employed, it is a good idea to double-check […]

Food Contamination – What’s Really Covered?

Insurance companies that offer restaurant insurance can provide endorsements tailored specifically to the restaurant industry. Many endorsements include the term “Food Contamination”. The policy provisions can be closely examined to see that the first party coverage (your property, your income) for food poisoning may vary from one insurance carrier. Many policies will not cover first […]

Intellectual Property – A Growing Concern for Many Types of Businesses

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Critical Covers Required by Small and Mid-Sized Businesses

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Environmental Impairment Liability Insurance (EIL)

Environmental Insurance deals with insuring pollution related loss exposures. There are many ways to legally be exposed to environmental loss. Negligence is one area. Negligence refers to the inability to use the usual, customary, and reasonable care required for this type of situation. Intentional torts and civil wrongs can also result in liability exposures. Inherent legal […]

How to Sell Disability Insurance – Plan Design Key to Corporate Executive Market

The corporate executive market is a great place to start if you are looking for a lucrative market in disability insurance. Many of the millions of small and mid-sized businesses in America offer no income protection for employees with disabilities. Even those who do offer coverage, it is often insufficient, especially for upper- and middle management. There […]

Geico vs. Safe Auto

Geico was founded in 1936 during the Great Depression. It currently holds 13.78% of the private passenger car insurance market. Geico was founded by government employees and military personnel. Today, Geico serves customers from all walks of life. Geico is a specialist in auto, home, and business insurance. Safe Auto, a relatively young company, was founded in 1993 […]