Category Archives: Finance Guide

Insurance Company Home Office Websites Fight Against Their Captive Insurance Agents

Insurance company home offices should be designed to help inquiring individuals and agents. These home offices websites do not properly address captive insurance agents. Insurance company home offices want the business to be done directly, thus denying their captive agents. After reviewing more than 200 websites of Life, Health, and Annuity Insurance Company home offices, I found […]

Insurance Career Agents Tortured by Infamous 100 Man List For Insurance Sales Prospecting

It is a terrible way to start a career as an insurance agent. It is a terrible way to impede agents’ thinking processes. It is a terrible way to discourage new agents from selling insurance. This is the only proven way to get a jump start. Who is the dictator who punishes? Your Insurance Company Career Life Insurance Manager […]

Intellectual Property – A Growing Concern for Many Types of Businesses

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Critical Covers Required by Small and Mid-Sized Businesses

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Environmental Impairment Liability Insurance (EIL)

Environmental Insurance deals with insuring pollution related loss exposures. There are many ways to legally be exposed to environmental loss. Negligence is one area. Negligence refers to the inability to use the usual, customary, and reasonable care required for this type of situation. Intentional torts and civil wrongs can also result in liability exposures. Inherent legal […]