Category Archives: Finance Guide

In the UK, there are generally three types of business insurance: Public liability, Product liability and Employers liability. Only Employers Liability Insurance is required under law. This applies only if there are any employees working under your supervision. Although you may not consider your employees to be employed, it is a good idea to double-check […]

Insurance companies that offer restaurant insurance can provide endorsements tailored specifically to the restaurant industry. Many endorsements include the term “Food Contamination”. The policy provisions can be closely examined to see that the first party coverage (your property, your income) for food poisoning may vary from one insurance carrier. Many policies will not cover first […]

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]

Environmental Insurance deals with insuring pollution related loss exposures. There are many ways to legally be exposed to environmental loss. Negligence is one area. Negligence refers to the inability to use the usual, customary, and reasonable care required for this type of situation. Intentional torts and civil wrongs can also result in liability exposures. Inherent legal […]

The corporate executive market is a great place to start if you are looking for a lucrative market in disability insurance. Many of the millions of small and mid-sized businesses in America offer no income protection for employees with disabilities. Even those who do offer coverage, it is often insufficient, especially for upper- and middle management. There […]

Courier insurance includes a range of insurance that will protect you from any possible situation while you are working. Courier insurance is required if you plan to use a vehicle for commercial purposes such as shipping goods on behalf a company. Vehicle insurance Courier insurance will still offer all the options you would expect from […]

Geico was founded in 1936 during the Great Depression. It currently holds 13.78% of the private passenger car insurance market. Geico was founded by government employees and military personnel. Today, Geico serves customers from all walks of life. Geico is a specialist in auto, home, and business insurance. Safe Auto, a relatively young company, was founded in 1993 […]

People continue to use the internet to do many of their daily tasks. Online banking is a huge trend. You can also buy airline tickets, check weather and news, and search for legal advice and medical advice. Where are you and your agency in relation to the shift as we enter the second decade of the 21st […]

When you have your personal enterprise, chances are you’ll be bewildered by the vary of economic insurance coverage you want. A few of these types of insurance coverage are required by legislation, whereas others is perhaps stipulated by numerous skilled our bodies so as so that you can observe. In different instances, insurance coverage is […]