Category Archives: Finance Guide

Willy Has Life Insurance: Linda is an understanding and supportive spouse. She gently reminds Willy of their options if the money from their life insurance payout was needed for mortgage or other expenses. Willy’s suicide for insurance money is indicative of his misguided interpretation of the American Dream, which places emphasis on material success over […]

Many health insurance plans provide coverage for various therapeutic treatments; however, the precise scope varies between plans. HMO and PPO health plans typically require referrals in order to see specialists outside their network, while most individual and small employer policies sold on the Health Insurance Marketplace must cover mental illness. What is covered? Private health […]

It is actually 3 seconds of attention that is too much. Your advertisement attention time drops to 2 seconds if your insurance sales ad is in a printed magazine or amongst a sealed stack post card advertisers. Your potential client may also pitch a sales message or post card with too many unnecessary details so fast that […]

Insurance products can be difficult to sell because they are not in any particular shape or size. Insurance also deals with difficult topics like misfortune and death, which people tend to avoid discussing. Insurance agents need to be able to overcome adversities and have more mental strength to succeed in this industry. These are 12 characteristics that […]

Life insurance is an important aspect of financial planning that offers security and peace of mind to individuals. However, there may come a time when you have clients who no longer need or want their policy. As a life insurance agent, it’s your job to help them navigate the process of selling their policy and […]

According to the NOAA 2020 was a record year for natural catastrophes. September saw the end of the annual 21-name hurricane list. The remainder of hurricanes were renamed using the Greek alphabet for the second consecutive year. A few hours or a few days of preparation can make a difference to the extent of damage to your […]

Referring is an essential part of your insurance business. You can’t afford to not do it. Focusing on the natural market is a key strategy for most insurance agents to succeed in their first year of insurance. Many agents quit after exhausting their natural market and finding no one to sell to. Referring people is key to […]

Are you a member of the Homeowners Association (HOA)? Do you know what D&O insurance is and whether your HOA needs it? Directors and Officers (D&O) insurance is designed to protect board members, property managers, and other individuals in positions of authority within an organization from legal action. In this blog post, we will explore […]

While the average American only spends 2.4% of their annual earnings on car insurance it is $140 per month. This makes sense, so most drivers try to save as much money as possible. There are many ways to lower this expense, regardless of whether you live in an area with the lowest car insurance rates. While finding affordable carriers can be […]

Car insurance is required for most U.S. drivers. You may wonder how much you will pay for a policy because it is a mandatory purchase. Although it is impossible to predict how much car insurance will cost you, you can find out what factors affect your car insurance rates. This information will help you determine which individual rating factor may […]