Category Archives: Finance Guide

How Much Does Earthquake Insurance Cost? Calculator

Will you be safe if the ground stops shaking? This is a problem that not enough house owners consider, even in earthquake-prone areas. According to the California Earthquake Authority, the largest company in earthquake insurance, only 10% of California property owners are protected against earthquake damage. However, Californians don’t have to think about purchasing protection. Earthquakes can […]

Outsourcing As An Alternative To Keep Pace With Web 2.0 Changes

Today’s insurance agency marketing is more complicated than ever. Just 20 years ago agencies used mainly direct mail marketing and canvassing. They may have tried seminars, tradeshows, and, for the most innovative, eMarketing. Today, direct mail marketing, canvassing, and fax marketing are all in decline. Close behind is telesales which is clearly at the end […]

Emotional Selling – Injecting Happiness to Ignite Sales

A salesperson in insurance quickly discovers that most insurance sales are driven almost entirely by the prospect’s key emotion. When this emotion is found and illustrated with benefits for the client, it is what drives them to purchase from you. Only two of the six emotions that drive people to purchase insurance are greed and happiness. It is […]

Benefits of Taking Home-Business Insurance Policy

Entrepreneurs who are looking to make small investments in their business can choose to start a home-based business. National Statistics’ Labour Force Survey estimates that there are 2.43million people in the UK who own a home-based business (Q4 2011). These home-based self-employed workers are the fastest-growing sector of the UK workforce. Their number has increased […]

Driving without insurance in Maryland

Maryland’s insurance regulations prohibit you from driving without insurance. To comply with state regulations, you must have at least the minimum amount of car insurance. If you are involved in an accident, car insurance provides financial protection. You could be held financially responsible for any damages or fines. There are no allowances for ignorance. Driving without vehicle insurance in […]

Employer Sponsorship – Turn One Disability Insurance Sale Into Hundreds

It is hard to beat the feeling of closing a disability insurance sales case. Imagine the excitement of closing a single case that leads to hundreds of disability insurance sales. A fantasy? It’s not when you are selling an employer sponsorship program. Employer sponsorship programs are targeted at small business executives and corporate executives. They include an […]

Small Business Health Insurance: Big Benefits for Small Companies

Canadians are generally covered for a significant portion of their health-care expenses by their provincial insurance plans. However, some areas of care may not be covered or provide limited coverage. A common way to fill these gaps is to purchase group insurance through your employer. The small business insurance policy is intended to offer group […]

Environmentally Friendly Deicing Products

Winter months can prove dangerous for commercial property owners. Commercial property owners should be aware of this because icy walkways or parking lots can lead to lawsuits from employees and customers. Therefore, it is important to prevent ice and snow building up. Being environmentally conscious Because chemical products used for melting snow and/or ice eventually […]