Category Archives: Finance Guide

Will you be safe if the ground stops shaking? This is a problem that not enough house owners consider, even in earthquake-prone areas. According to the California Earthquake Authority, the largest company in earthquake insurance, only 10% of California property owners are protected against earthquake damage. However, Californians don’t have to think about purchasing protection. Earthquakes can […]

Today’s insurance agency marketing is more complicated than ever. Just 20 years ago agencies used mainly direct mail marketing and canvassing. They may have tried seminars, tradeshows, and, for the most innovative, eMarketing. Today, direct mail marketing, canvassing, and fax marketing are all in decline. Close behind is telesales which is clearly at the end […]

A salesperson in insurance quickly discovers that most insurance sales are driven almost entirely by the prospect’s key emotion. When this emotion is found and illustrated with benefits for the client, it is what drives them to purchase from you. Only two of the six emotions that drive people to purchase insurance are greed and happiness. It is […]

Are you planning to open your own business or do you already own one? You should include business liability insurance in your budget. You need to be able to defend yourself against any kind of event. Without business liability insurance, you might find yourself in a lawsuit. This is something that no business owner wants […]

Entrepreneurs who are looking to make small investments in their business can choose to start a home-based business. National Statistics’ Labour Force Survey estimates that there are 2.43million people in the UK who own a home-based business (Q4 2011). These home-based self-employed workers are the fastest-growing sector of the UK workforce. Their number has increased […]

Maryland’s insurance regulations prohibit you from driving without insurance. To comply with state regulations, you must have at least the minimum amount of car insurance. If you are involved in an accident, car insurance provides financial protection. You could be held financially responsible for any damages or fines. There are no allowances for ignorance. Driving without vehicle insurance in […]

Agents and agencies need a life insurance lead generation system. Unfortunately, life insurance lead generation via telemarketing is not a success. Telemarketing leads are often poor quality and result in life insurance leads being generated. Let me first give credit to all the telemarketing leads companies that do the job honestly. Their leads production is superior to that […]

When it comes to dental care, many people are left without insurance coverage. And unfortunately, this means that a cavity can quickly become an expensive and painful problem. But fear not! There are still options available for treating a cavity without breaking the bank. In this blog post, we’ll explore everything you need to know […]

Medicare Advantage plans offer extra coverage, usually at no cost, but you may pay more if you get sick. Medicare Advantage is a private alternative to traditional Medicare that covers about 1 in 3 Americans 65 years and older. It’s easy to understand why. Medicare Advantage plans often cover things that Medicare does not, and most […]

A restaurant owner must be able to manage the business and anticipate potential risks. Unexpected circumstances and catastrophes can cause losses, including earthquakes, hurricanes and tornadoes, malicious damage, arson, rioting, and fire breakouts caused by electric short circuit. Restaurant insurance provides financial support to restaurant owners when things go wrong. There are many insurance products […]