Category Archives: Finance Guide

Aspire General Insurance Review

Aspire General Insurance, a California-based auto insurance company with over 100 years industry experience, is located in California. Aspire General is a California-based car insurance company. It offers a variety of unique services, such as bilingual customer service representatives and claims representatives and flexible payment plans. Although the company insures its policies, coverage is sold by an independent network of […]

Pronto Insurance Review

Pronto Insurance offers coverage in California, Florida, and Texas. However, the availability of policies varies from one state to another. There are many insurance products offered by the company, but automobile insurance or homeowners insurance remain its most popular. Pronto Insurance’s uniqueness is its focus on Latino communities. Spanish-speaking customers can call a separate number and access the website in Spanish. Pronto […]

Does Medicare Cover Cataract Surgery?

Medicare does cover surgery for cataracts, but there may be coverage restrictions or copays. Medicare covers cataract surgery, which affects 68% of Americans over the age of 80. Medicare Part B deductibles and copays apply. There are limitations on coverage for intraocular lenses and new surgical techniques. According to the National Eye Institute, cataract surgery is extremely […]

Life Insurance Myths and Facts

Mythology and misinformation are rampant in life insurance. This article will dispel some myths and give useful information to assist consumers in making rational decisions about the purchase of life insurance. An earlier article, “Why Buying Term Insurance and Investing The Difference Is A Big FAIL!” was published. In an earlier article (“Why Buying Term and Investing […]

Tips For Preparing And Having Group Employee Benefit Meetings

It is not easy to educate and communicate with employees about the benefits offered by their employer and broker(s) before the “Enrollment Period”. The Employer and Broker must collaborate to make the Benefit Plan Design, the Programs, and/or Services clear and understandable for the employees and their families. Effective “Group Meetings”, including preparation and follow-up, can have […]