Category Archives: Finance Guide

Insurance for Hotels and Other Lodging Businesses

Insurance can cover many issues, from property damage to injuries and accidents to injury. These are the most important considerations. Protecting your propertyWhat’s a lodging business without lodging facilities? Your physical property is the most important part of any lodging business. It must be protected from damage. Your property insurance should be a crucial part […]

8 Types of Insurance Prospects

Without the prospect’s commitment and taking action, no sale can be closed. It is easier to close a deal if an agent understands the thinking and behavior that the prospect displays. It is important that you understand the requirements of these 8 types of insurance prospects: (a) The procrastinator Although you have completed the presentation, prospects […]

How Much Does Earthquake Insurance Cost? Calculator

Will you be safe if the ground stops shaking? This is a problem that not enough house owners consider, even in earthquake-prone areas. According to the California Earthquake Authority, the largest company in earthquake insurance, only 10% of California property owners are protected against earthquake damage. However, Californians don’t have to think about purchasing protection. Earthquakes can […]

Outsourcing As An Alternative To Keep Pace With Web 2.0 Changes

Today’s insurance agency marketing is more complicated than ever. Just 20 years ago agencies used mainly direct mail marketing and canvassing. They may have tried seminars, tradeshows, and, for the most innovative, eMarketing. Today, direct mail marketing, canvassing, and fax marketing are all in decline. Close behind is telesales which is clearly at the end […]

Emotional Selling – Injecting Happiness to Ignite Sales

A salesperson in insurance quickly discovers that most insurance sales are driven almost entirely by the prospect’s key emotion. When this emotion is found and illustrated with benefits for the client, it is what drives them to purchase from you. Only two of the six emotions that drive people to purchase insurance are greed and happiness. It is […]

New York Life Insurance Company Career – New Personal Financial Representatives Doomed?

New York Life Insurance Company has a large and successful client base. Do not think that life insurance careers can be easy. Personal financial representatives are not entry-level careers. You want the truth about personal financial representatives and life insurance careers? This article will provide the facts. Years ago, 15% of women who entered life insurance careers were female. With […]

How To Get Braces Without Insurance?

Are you considering getting braces but don’t have dental insurance? Don’t worry, you’re not alone! Many people believe that orthodontic treatment is out of their grasp without insurance coverage. However, there are options available for those who want to straighten their teeth and improve their smile without breaking the bank. In this blog post, we’ll […]

Texting and driving statistics

America is facing a serious epidemic of distracted driving caused by texting. At any given moment, 660,000 drivers are using a cell phone while operating a vehicle. According to the NHTSA, texting while driving is responsible for approximately 400 fatal crashes each year. Top driving and texting statistics and facts 660,000 drivers use their mobile phones to operate a […]

Insurers Use a Variety of Key Tools When Assessing the Financial Stability of a Potential Account

Most insurance underwriters can determine the risk quality for small and medium-sized businesses by looking at key factors like loss history, location and years in business. Revenues, management qualifications and accounting information are all important. For complex risks, such as those with revenue in the tens of millions or more, ratio analysis is required. The […]