Category Archives: Finance Guide

How a speeding ticket impacts your insurance in Arizona

Acomprehensive analysis of data from 2013 to 2017 by ranks Arizona as the tenth worst state for speeding deaths. Fines for speeding can be steep and typically range from $150 to $500 depending on the circumstances. In addition, a speeding ticket in Arizona can result in a significant increase in auto insurance premiums. According to Bankrate’s 2021 study on annual premiums, a […]

Car insurance for high-risk drivers in Texas

Lone Star State drivers at high risk may struggle to find affordable vehicle coverage. A driver’s driving record will determine whether they are considered higher-risk. This could include accidents, tickets or driving under the influences (DUI). Because these drivers are more likely to cause serious or fatal crashes, they are often considered to be more risky to […]

How Much Does Bunion Surgery Cost With Insurance?

Cost of Bunion Surgery Bunion surgery is often a very affordable procedure with insurance. Many hospitals and health care providers offer discounts for patients with insurance. Knowing how much bunion surgery costs with insurance can help you make an informed decision about whether or not to have the surgery. The average cost for bunion surgery […]

What Is D&O Insurance For Nonprofits?

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]

Is Flood Insurance Mandatory?

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]

Does Flood Insurance Cover Broken Pipes?

Water damage is among the primary reasons homeowners file an insurance claim. Burst pipes typically fall under dwelling and personal property coverage on homeowner policies. Flood insurance covers damage directly caused by flooding; thus it only addresses direct impacts such as broken pipes. So does flood insurance cover broken pipes? Flood insurance does not cover […]