Category Archives: Finance Guide

The health insurance marketplace is a critical part of the health care system in the United States. It’s where individuals and families can purchase health insurance coverage, either through an employer or on their own. This blog post will provide an overview of the health insurance marketplace and its key features. We’ll also discuss how […]

Your home insurance policy can be densely written with legalese and industry jargon. However, it is not something you should ignore. The words on your policy can make all the difference in whether you are fully covered or have to spend thousands of dollars to fix your home. Here are some key terms you should look […]

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]

If you’re like most people, you want the best for yourself and your family. And one of the best ways to do that is to have health insurance. Unfortunately, not everyone can afford coverage on their own. That’s where government assistance comes in—free health insurance for those who need it. In this blog post, we […]

This insurance does not replace life insurance and covers most accidental deaths or injuries. In the event that you are seriously injured or die in an accident such as a car accident, accidental death and dismemberment insurance will kick in. Unfortunately, accidents do occur — they are the third leading cause for death in the United […]

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]

When you have a new baby, there are so many things to think about—from what to name them to whether or not to pack their diaper bag. But one question that many parents don’t even consider is whether or not their newborn baby needs dental insurance. The short answer is: It depends. If your baby […]

Is Medicare covered for dental implants? Original Medicare does not offer dental coverage. Part A (hospital insurance), and Part B (medical Insurance) do not cover it. While most Medicare Advantage plans (MA) offer some dental coverage, not all plans cover dental implants. Dental implants are part of the prosthodontics branch of dentistry. This includes the creation, manufacturing, and fitting […]