Category Archives: Finance Guide

Unless you have been living under a rock for the past few years, I am sure you’ve heard this little gecko repeat his slogan hundreds of time. Ever wonder if it could be true? Probably, you have many questions. What could you do to save 15% on your car insurance? Is it really possible to save 15% on your […]

Alaska is the most populous state in the U.S. but only 530,000 drivers are licensed as of 2019. Alaskans pay $373 annually for basic coverage and $1,559 for full coverage. Road safety is a concern because of the high number vehicle-related deaths. As of 2018, there were 80 fatalities in Alaska from accidents. 41 were due to speeding, 29 were due to […]

The health insurance marketplace is a critical part of the health care system in the United States. It’s where individuals and families can purchase health insurance coverage, either through an employer or on their own. This blog post will provide an overview of the health insurance marketplace and its key features. We’ll also discuss how […]

Water damage is among the primary reasons homeowners file an insurance claim. Burst pipes typically fall under dwelling and personal property coverage on homeowner policies. Flood insurance covers damage directly caused by flooding; thus it only addresses direct impacts such as broken pipes. So does flood insurance cover broken pipes? Flood insurance does not cover […]

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]

If you’re like most people, you want the best for yourself and your family. And one of the best ways to do that is to have health insurance. Unfortunately, not everyone can afford coverage on their own. That’s where government assistance comes in—free health insurance for those who need it. In this blog post, we […]

Your home insurance policy can be densely written with legalese and industry jargon. However, it is not something you should ignore. The words on your policy can make all the difference in whether you are fully covered or have to spend thousands of dollars to fix your home. Here are some key terms you should look […]

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

When you have a new baby, there are so many things to think about—from what to name them to whether or not to pack their diaper bag. But one question that many parents don’t even consider is whether or not their newborn baby needs dental insurance. The short answer is: It depends. If your baby […]

This insurance does not replace life insurance and covers most accidental deaths or injuries. In the event that you are seriously injured or die in an accident such as a car accident, accidental death and dismemberment insurance will kick in. Unfortunately, accidents do occur — they are the third leading cause for death in the United […]