Category Archives: Finance Guide

There are many names for the subscriber number. This number is also known as the member number, or the patient ID. This information is only relevant to the policy. This information, besides the company logo, is most often found on the card’s front. If Rx is available, the front of the card includes the group number as […]

Car dealerships are a crucial part of the automotive industry. They’re where you go to buy your car, after all. But what happens if you don’t have car insurance? In most cases, your dealership will have a grace period for car insurance. This means that they will generally allow you to drive the car without […]

Why switch car insurance policies? Switching insurance can be for various reasons, including moving, adding a new driver, or finding a lower rate. You can switch providers at any time; however, in order to ensure continuity of coverage during a transition process. Your policy provider may require cancellation in a certain timeframe in order to […]

The average cost of car insurance in Washington D.C. has a higher average than the U.S. because of some of the most dangerous areas and densely populated areas. Washington D.C. rates average $704 per year for minimum coverage. A full coverage policy costs $1,855 annually, which shows how costly it can be to drive around the capital. What is the […]

While death is the end of most human connections, it does not mean that debt will be. If you leave money unpaid while you’re still alive, the debt will continue to grow and must be paid. You can have debt in many forms, including a personal loan or a mortgage. They all must be paid off, regardless of […]

A leaky roof is one of the most common problems homeowners face. A small leak can quickly turn into a large problem, and can cause major damage to your home. Is a leaky roof covered by homeowners insurance? In short, yes. A leaky roof is considered an “occurrence”, which means that it’s covered under most […]

However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]

According to the 2018 U.S. Department of Transportation Highway Statistics, there are more than four millions of licensed drivers. Drivers are legally required by law to have insurance. Knowing about the rates of car insurance in Alabama can help drivers in the Cotton State with their budgeting. Alabama’s average car insurance cost is $469 per year for minimum coverage […]

Marketplace insurance plans are a great way to protect your business from unforeseen risks. They can help minimize the financial impact of things like major accidents, fires, or natural disasters. What is Included In A Marketplace Insurance Plan? Marketplace insurance plans typically offer coverage for a variety of risks, including: property damage, business interruption, and […]

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]