Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]
Category Archives: Finance Guide
Do you need home insurance? Yes, if you have a mortgage lender. There are many ways to save money on homeowners insurance and still protect your investment. It is a smart financial decision to insure the home as well as any valuables inside it. This is even after your mortgage has been paid off. If you don’t have insurance, losing […]
Columbus was the most OVI, seat belt, and distracted driving arrests in Ohio in 2019. To protect themselves and others in an accident, Columbus drivers must have car insurance. Columbus drivers pay $1,265 per year for full coverage insurance and $398 per year for minimal coverage insurance. We found a few insurance companies in Columbus that offer affordable […]
Annuitization refers to the equitable distribution of principal and interest over a set period. Annuitization has a distinct advantage because the tax-favored disbursements offer a tax-favored benefit. The tax-favorable status is not applicable to situations in which funds are scarce. Nearly all annuity contracts allow for annuitization. The contract owner decides how the funds will be received when […]
Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]
If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]
Can America save money for a rainy-day? Every day in this new economy has the potential for being a rainy one. With cutbacks, layoffs, and the mortgage crisis, we all are on the edge. It is now a fact that Americans cannot live as they used to. We must learn to spend less and save more. There are […]
If you’re the victim of ahit-and-runVirginia is not only a stressful place, but also your car insurance will likely increase.For a full coverage policy, the average cost of Virginia auto insurance is $1,304 annually. A hit-and-run accident can increase the average rate by $2,565Based on data from Quadrant Information Services. Virginia hit-and-runs A hit-and-run incident is […]
Like in many states, car coverage is mandatory for Pennsylvania drivers. Pennsylvania saw 125,267 fatalities and 1,059 injuries in 2019. These high numbers make Pennsylvania insurance laws very strict. It is important that you understand both your minimum requirements and any optional coverages that may be available to provide better coverage. Pennsylvania has laws regarding car insurance Minimum insurance […]
Term life insurance is a highly recommended type of life insurance. But how does term life insurance work. It is important to fully understand all aspects of an insurance policy before you make a decision. What is level term life insurance? Who is it best for? Is level-term life insurance worth the cost? In the event of your […]