Category Archives: Finance Guide

2017 Hurricane Harvey caused the destruction of over 1,000,000 vehicles in Texas and other neighboring states. Each year hurricane season causes more damage to property and vehicles. Storm surges and flooding are common with hurricanes. In 2020, it was estimated that more than 446,000 flood-damaged vehicles were on roads. You may feel more at risk if your home is near the coast […]

Are you ready to purchase life insurance? You might need to take a medical exam before you can buy life insurance. This will allow the insurer to estimate your life expectancy, and to determine your rate. Underwriting is a process by which life insurance companies determine the risk of you having to pay out your policy. They consider […]

American Modern Insurance was established in 1965. It was the first company to specialise in mobile home insurance. The company started selling home and car insurance several decades later. The company currently offers policies in all 50 US states and Washington, D.C. American Modern Car Insurance American Modern does NOT offer standard auto insurance. The company is a specialist […]

In 2008, at the height of the financial crisis, murmurs began to emerge in small online communities made up of cryptography enthusiasts and computer scientists. The community broadcast a white paper called “Bitcoin Peer to-Peer Electronic Cash System”, which was a research paper. Who is the author? Satoshi Nakamoto. Satoshi was not a well-known name in the communities. Satoshi […]

According to Bankrate’s 2021 study on quoted premiums, Texas car insurance costs $1,823 per year for full coverage. When premiums are compared with the average cost of full-coverage insurance which is $1674, Texas lives up to its slogan “everything’s bigger”, then the Lone Star State is truly a shining example of what it means to be a “everything […]

Term life insurance is the most affordable type of life insurance you can purchase. It only lasts for a limited time. The premiums paid for coverage that is not renewed after the expiration date have been forfeited. To give term life policy buyers a way to return some of their premiums at the end, the Return of Premium […]

How are you advancing your agency’s insurance agency marketing plans and strategies? Do you talk about actually executing these crucial insurance marketing initiatives? Are you getting the results you want from your marketing efforts? How are you measuring ROI and measuring campaigns? Are your programs web-based or traditional? Check out the following key web marketing activities for insurance agencies […]

Knowing the basics of how Medicare works can help you understand some of the expenses you’ll face. Medicare is the government health care program for people 65 and over, and its coverage plays an important role in containing medical costs as you age. Medicare benefits do not cover all costs. You’ll have to make decisions about how […]

Oregon is home to approximately 4.19 millions people . 62.5% of these people own a house. Oregon’s average home insurance cost is $712 per annum for $250,000 of dwelling coverage. This is significantly lower than the national average rate. It is crucial to have the best Oregon homeowners insurance in order to protect your finances as your […]

In 2019, there were 278,413 accident reported to the New Jersey Department of Transportation. In 2020, there were 531 deaths. This is nearly 5% more than the previous year. New Jersey law requires that you have car insurance . To protect themselves and others on the roads, drivers must comply with certain coverage requirements. Continue reading to find out more about […]