Category Archives: Finance Guide

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]

No matter if you own a classic muscle car, or if you would like to, there is one thing that all of us have in common: insurance. Insurance – that one word almost everyone, except for insurance agents, says with a tone sour. People usually take out auto insurance policies, pay the premium …., and never have […]

When you are looking for the best car insurance in Washington, D.C., you may have heard your agent talk about personal injury protection coverage, or PIP. It may be part of your insurance. Washington is a no fault district. Insurers are required to offer PIP coverage to motorists when they buy their policies. It is possible to find […]

When you’re planning to move, there are a few things you should always keep in mind. Chief among these is insurance. Moving is an expensive proposition and can easily turn into a costly ordeal without the proper safeguards in place. U Haul is one of the most common moving companies in the United States and, […]

What can you expect from your insurance company if you are in an accident? Trust them to get you out of an accident. While we all believe we are the best drivers on the road, many others are not proficient in driving rules or safety. It’s scary to see that many of these drivers cannot read the […]

Sally, sixteen years old, is traveling southbound on I-5 in Eugene. Sally hears a ringing and realizes she just received a message via text. She rummages through her purse and finds her phone to check the message. Jane, her best friend back in Washington has just seen Steven at the Vancouver Mall. “Should he talk to me?” Jane would […]

Today’s wealthy society is becoming more involved in collecting antique cars. You could be building a classic car or purchasing the car of your dreams. Statistics show that there are millions of American classic car owners. Each year, more are added. These collector car owners have spent a lot of time and money on their vehicles. They […]

You need to be aware of your GAP if you ever plan to purchase a new car and finance it. It’s obvious what happens when you buy new cars. By the time you get your car home, it’s already 25% less. It’s worth about half of what it was after 18 months. But how much are you still owing? Your […]

Everyone is trying to reduce costs in the current economic climate. People often take simple measures such as reducing grocery bills, unneeded or unwanted bills, and buying only essentials and not luxury items. Car insurance is often a non-essential item. We choose to skip insuring our car, especially if it’s not new or expensive. Most people feel […]

Car insurance provides financial protection against damage to a vehicle and liabilities associated with accidents, including expenses such as repairs, medical bills and legal claims. Car insurance is mandatory across most U.S. states; however, individual state laws vary accordingly. Massachusetts was the first to introduce mandatory coverage requirements in 1925 followed by Connecticut and Virginia […]