Category Archives: Finance Guide

Who Insures Credit Union Deposits?

As with bank deposits, credit union savings are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). NCUA coverage typically extends up to $250,000 for single ownership accounts in each category of checking, savings and money market accounts. All federally and most state-chartered credit unions offer this protection free to consumers. FDIC The […]

How Much Malpractice Insurance Do Doctors Carry?

Surgeons, obstetricians and other medical professionals must pay hefty premiums for malpractice insurance policies with annual deductibles attached. Selecting sufficient limits of liability coverage is of critical importance. These should cover sustainable verdict values for non-economic and economic damages. Most medical facilities require that physicians hold specific limits of occurrence coverage in order to be […]

Does Insurance Cover Flood Damage?

Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]

How Much Does A Liver Transplant Cost Without Insurance?

Your health insurance may cover at least some of your liver transplant costs, whether through private coverage, managed care plans or government medical assistance programs. Furthermore, Medicare Supplement policies offer additional coverage options. Locate a center that performs liver transplants with excellent survival rates. Ask about services they provide such as supporting groups coordination and […]