Category Archives: Finance Guide

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

You need to be aware of your GAP if you ever plan to purchase a new car and finance it. It’s obvious what happens when you buy new cars. By the time you get your car home, it’s already 25% less. It’s worth about half of what it was after 18 months. But how much are you still owing? Your […]

Everyone is trying to reduce costs in the current economic climate. People often take simple measures such as reducing grocery bills, unneeded or unwanted bills, and buying only essentials and not luxury items. Car insurance is often a non-essential item. We choose to skip insuring our car, especially if it’s not new or expensive. Most people feel […]

In the age of the internet, it’s hard to not be connected. Whether you’re at home or at work, chances are you’re using the internet and various technologies. And for those of us who use our vehicles for transportation, there’s no need to worry—Uhaul is here to help. But what do you do if something […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

Get SUV Insurance at a Discount It is easy to imagine that people will be more safe if they drive a larger car or truck. In the event of an SUV being involved in an accident, the driver would likely be less hurt. This would normally save the insurance company money. However, I learned from my agent […]

Since 1997, I have interviewed thousands of victims of motor vehicle accidents as an attorney who specializes in Personal Injury Law in Los Angeles. It never ceases to amaze me just how many of these people either do not carry any uninsured/underinsured motorist coverage, or simply don’t carry enough. Let’s start by defining the difference between […]

Federal minimum wage laws are meant to ensure a livable wage for all workers, but they can have unintended consequences. One of these consequences is that many low-wage workers are paid below the poverty line, which means they don’t qualify for Medicaid or any other government health insurance programs. In this blog post, we will […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

College students can be anxious about graduating from high school and moving on to college, whether they live thousands of miles from their family home or are just a few minutes away in the same town. Because they have waited for this moment in their lives, they are anxious to finally move into their own home. This […]