Category Archives: Finance Guide

Medicare Part D – Is It confusing? Should You Have It? What is the Deadline for Signing Up?

What’s Medicare? Medicare is a federal program for health insurance that covers around 43 million Americans. Age 65 and older Any age with kidney disease permanent or Any age with certain disabilities Medicare consists of the following parts: Part A: Hospital Insurance Part B: Medical Insurance Part C: Medicare Advantage Part D: Prescription Drug Part […]

Auto Insurance Coverage – Facts About Collision Coverage

Collision coverage is not available if you finance your vehicle. The lienholder will ask you to show proof that your vehicle has collision coverage. Your lienholder will require you to show proof of collision coverage. If you fail to do so, they can place collision coverage on your vehicle and charge you whatever rate they offer. It is […]

Does Grange Insurance Cover Windshield Replacement?

According to the National Highway Traffic Safety Administration, in 2018 windshield replacement was the fifth most common claim made on U.S. car insurance policies. And while many people may think that this is an isolated incident, it’s actually a fairly common problem. There are a few factors that contribute to this trend, including the fact […]

FR44 Insurance for DUI and DWI Drivers Is Sensible

FR44 car insurance has two distinct features. Its higher liability limits and exclusivity for DWI/DUI drivers are the main distinguishing characteristics. This format is currently only used by Florida and Virginia in their recent efforts to reduce drinking and driving. This program is popular in Florida and Virginia, and it will be adopted by other states. Other states […]

Does Medicare Count As Health Insurance For Taxes?

Medicare is a well-known government health insurance program that covers people over the age of 65. It’s also considered health insurance for some people who are not eligible for traditional health insurance, like students and those with pre-existing conditions. So what does this mean for taxes? In short, Medicare counts as health insurance for taxes […]

What Is The Purpose Of The Pre-existing Condition Insurance Plan?

If you are like most people, you would never think of intentionally damaging your property or injuring someone else while carrying out your day-to-day activities. Unfortunately, accidents happen, and when they do, it’s important to have a plan in place to protect yourself and your loved ones. In this blog post, we will explore the […]