Category Archives: Finance Guide

Learn About Basic and Optional Life Insurance Coverage

FEGLI offers two types of coverage: Basic and Optional. FEGLI coverage is the same regardless of whether the employee is covered by CSRS (the Civil Service Retirement System), or FERS (Federal Employees Retirement System). The employee is entitled to Basic FEGLI coverage as soon as they start work. However, the employee may choose to add one or […]

How To Get Children’s Insurance Cards From Ex Husband?

Are you a single mother struggling to get your children’s insurance cards from your ex-husband? Do you feel lost and overwhelmed with the process? Worry no more! In today’s post, we’re going to share some tips and tricks on how to effectively obtain those much-needed insurance cards for your little ones. We understand that taking […]

40 Arguments Insurance Companies Will Use to Defeat or Diminish Your Claim

Insurance companies have many excuses for not making fair settlement offers to victims in car accidents. These are the most common: 1. You were not wearing a seatbelt, and therefore you are the reason for your injuries. 2. Equipment defects in your car contributed to the accident. 3. Drugs or alcohol impaired your ability to […]

How Is A Collateral Assignment Used In A Life Insurance Contract?

Are you familiar with the term collateral assignment in life insurance? If not, you may be missing out on some significant opportunities to protect your financial assets. A collateral assignment allows policyholders to pledge their life insurance as security for a loan or other obligation without surrendering ownership of it. In this blog post, we’ll […]