Category Archives: Finance Guide

The Banking Act of 1933, also known as the Glass-Steagall Act, created the FDIC. FDIC is an independent agency of the government that “preserves, promotes public trust in the U.S. Financial System by insuring depositors up to $250,000 per insured banks; by identifying and monitoring the risks to the deposit insurance fund; and by limiting economic […]

You may not be able to find affordable car insurance rates if you have multiple tickets or have been involved in an accident that was your fault. In addition, reckless or high-risk driving in Alaska could lead to your license being suspended, restricted or revoked. Alaska high-risk auto insurance can be an alternative option to traditional vehicle insurance that […]

When purchasing a guaranty, it is important to consider how long the owner intends to keep the vehicle. An extended warranty may not be necessary if the vehicle will be leased. Therefore, purchasers should avoid being forced to pay this additional cost. The owner of an automobile that has been purchased should know how long […]

Being a successful Financial Representative or Insurance Agent is not just about making the most sales. Many top producers will tell their clients that the key to success is generating residuals from investments, and being able cross-sell products to loyal customers year after year. This is how many people make it to conferences and have long, […]

A declining market means that paying the highest premium is not the wisest decision, especially when you’re insuring your livelihood. When selecting your insurance provider, consider the following: Would you need a replacement car with dual control? How long would it take to get it? If an accident occurs, is your no-claims bonus protected? Do […]

Shopping for auto insurance in Austin can be confusing and difficult for some. Texas auto policies can be quite complicated. It is important to understand and account for price differences when choosing the right auto policy. It can be difficult for the average consumer to get auto quotes from different insurance companies. Also, understanding why […]

Lack of Access to Health Care United States residents can become uninsured for many reasons, such as not having an employer that offers insurance, being born into families without health coverage, and having low incomes. One main factor contributing to uninsured status in the US is an inability to afford health care – being forced […]

Most car policies will include liability, collision and comprehensive coverage as standard; however, you may wish to add rental reimbursement as an add-on. This extra can help cover rental car expenses should your own vehicle be in need of repair. Resolving disputes over fault and liability can often take time; having rental car coverage makes […]

Life insurance provides many advantages, from financial protection against major health events and supplement retirement income, to tax advantages. Unfortunately, however, its tax rules can be complex and vary widely from case to case. Most individuals do not owe taxes on life insurance payouts. There may, however, be exceptions. Premiums Life insurance premiums carry many […]

Warby Parker was founded with a pioneering spirit and lofty mission: providing designer prescription eyewear at unprecedented prices – both online and in stores. Their business model is built upon social responsibility; for every pair sold, one pair will be given to someone in need. VSP Vision Care, Cigna Vision and UnitedHealthcare (UHC) Vision are […]