Category Archives: Finance Guide

Agents and financial advisors spend most of their time putting out fires, rather than running and growing their business. They haven’t made any progress towards achieving their goals. Because… They are working IN their business, not ON it! Unfortunately, most agents only make a small fraction of their potential income because they spend their time doing […]

Many consumers don’t know what insurance companies look at when calculating the premium amount for car insurance. Believe it or not, auto insurers do not simply pull up your auto insurance rates from thin air. You can get the best insurance rates by learning about the factors that may affect your premium. Also, how to […]

A key piece of your sales arsenal is the ability to create insurance case studies. Customers love to hear about the experiences of customers who have purchased your insurance products. Customers prefer case studies over photos. Sometimes pictures convey wrong visuals, while a true story will create desire and emotion in your customers. Insurance home office headquarters may […]

Do you belong to the 20% of motorists who drive regularly without insurance? Be careful, your car could end up being sent to China’s biggest scrap yard. Police now have the power to seize, impounded and crush any vehicle found on the roads without insurance. Durham was the first city to implement a pilot scheme. […]

This is worrying, especially for those who trusted his consultant. If you ask any consultant on the street if he would stay in this business for long, they will all answer yes. It’s like asking a chef if his food is good. Let’s be honest, there is no guarantee. It’s like asking if your spouse will always love […]

Comprehensive coverage policies will typically cover multiple claims. Bodily Injury Liability” is an important part of most policies. It provides security that you will be covered if someone is injured or dies in an accident. Since the company will be there to help you in case of an accident, your coverage will also include security. […]

As an exchange/Marketplace enrollee receiving advance payments of the premium tax credit, it’s crucial that your income estimation be as accurate as possible in order to ensure that advance payments align with what your actual earnings will be when filing your taxes in spring. Should your income fluctuate throughout the year, be sure to notify […]

Travelers customers enjoy many rights, such as receiving clear information regarding their policy and coverage. Customers also have responsibilities, like activating a new car insurance policy before cancelling an old one – to prevent periods of uninsured driving (known as coverage lapses) which could increase future rates. Cancel for Any Reason If you want to […]

Offering health insurance to employees can give your business an edge and attract and retain top talent, but can also be complicated and time consuming. Your employees must be educated about their options and attend open enrollment meetings, while applications should be submitted directly to insurers and materials such as ID cards distributed. Employee Eligibility […]

Your health insurance card serves as proof that you have health coverage, enabling you to use it when receiving care. Typically, it includes key details about your plan such as its name and cost. As soon as you receive your card, thoroughly review it to check for errors that could prove costly in terms of […]