Do you need home insurance? Yes, if you have a mortgage lender. There are many ways to save money on homeowners insurance and still protect your investment. It is a smart financial decision to insure the home as well as any valuables inside it. This is even after your mortgage has been paid off. If you don’t have insurance, losing […]
Category Archives: Finance Guide
06
May
May
Columbus was the most OVI, seat belt, and distracted driving arrests in Ohio in 2019. To protect themselves and others in an accident, Columbus drivers must have car insurance. Columbus drivers pay $1,265 per year for full coverage insurance and $398 per year for minimal coverage insurance. We found a few insurance companies in Columbus that offer affordable […]
06
May
May
Auto Insurance The State of Arkansas began tracking registered motor vehicles within the state in 1997 with the help of their vehicle liability insurance. This means that Arkansas’ vehicle identification number (VIN), must match the insurance policy on the States Office of Motor Vehicle database. The state requires that all vehicles registered in Arkansas have minimum liability […]
06
May
May
It is possible that you are wondering how to handle insurance after an accident. Your insurance company will offer you an insurance settlement once you have filed a claim.A car accident settlement will generally include the cost of medical bills, lost wages, and repairs to your vehicle. Car accidents are quite common, but it can be […]
06
May
May
For a $250,000 home, homeowners in Omaha pay an average $2766 annually for homeowner’s insurance. This is actually slightly less than the state average. On average, Nebraska homeowners pay $2,816 per year for protection. The average U.S. homeowner pays $1,312 per year. Omaha homeowners need not only good insurance but also affordable insurance. We looked at the average premium […]
06
May
May
Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]
06
May
May
Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]
06
May
May
If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]
06
May
May
Annuitization refers to the equitable distribution of principal and interest over a set period. Annuitization has a distinct advantage because the tax-favored disbursements offer a tax-favored benefit. The tax-favorable status is not applicable to situations in which funds are scarce. Nearly all annuity contracts allow for annuitization. The contract owner decides how the funds will be received when […]
06
May
May
Like in many states, car coverage is mandatory for Pennsylvania drivers. Pennsylvania saw 125,267 fatalities and 1,059 injuries in 2019. These high numbers make Pennsylvania insurance laws very strict. It is important that you understand both your minimum requirements and any optional coverages that may be available to provide better coverage. Pennsylvania has laws regarding car insurance Minimum insurance […]