Many drivers look for ways to save money, especially when it comes to car insurance. For Ohio drivers, this could mean that they will drive without Ohio insurance. Is this a good idea? Is it safe to do so? Is this even legal? Answer: Yes. It is illegal in Ohio to drive without insurance. This can lead to […]
Category Archives: Finance Guide
“You cannot fight the city hall!” Or, in this instance, the Insurance Industry. There was an old saying, “You cannot fight City Hall.” Similar perceptions exist when it comes the insurance industry. Many people believe the insurance industry cannot be touched and that disputing a claim will prove difficult. But that’s not the problem. It is about trying to win! It […]
As Underwriters discover how austerity measures by the Government will have adisproportionate impact on UK employment patterns, Income Protection Insurance and Mortgage Payment Protection Insurance will be more expensive. The monthly Office for National Statistics figure for those ‘unemployed’ and claiming benefits is not the only factor that affects the price of Income Protection Insurance […]
Grange Insurance Company, based in Columbus Ohio, offers home, auto, and life insurance. It has been providing this service since 1935. Individuals who reside in 13 states such as Georgia, Illinois and Indiana, Iowa Kentucky, Michigan, Minnesota Ohio, Pennsylvania South Carolina, Tennessee or Virginia can purchase Grange homeowners insurance. Grange Car Insurance Grange auto insurance is one […]
This article will provide a brief overview of some of the potential title insurance issues that you might encounter in a loan transaction. It also includes procedures that could be used to deal with title insurance coverage, or general processing and closing of loans transactions. This article is intended to highlight some steps that should be […]
According to Bankrate’s 2021 study on annual premiums, the average cost of Iowa car insurance is $1,260 for full coverage. The local average for minimum coverage, $252, is $2,260. This works out to $105 per month and $21 each month, respectively. You can avoid paying too much by learning the details of car insurance costs in your local area. It […]
New Jersey drivers must have a minimum level of car insurance. This means that driving without insurance is illegal in New Jersey. Drivers caught driving without insurance will be punished severely. It doesn’t matter if you live in New Jersey, or if you are moving to the Garden State. You need to be familiar with the New […]
Encompass Insurance is a specialist in home and auto insurance. The carrier was founded in 1897 and was acquired by Allstate in 1999, thereby becoming the insurance company you know today. Encompass homeowners and auto insurance is offered through 2600 agents across the country. Encompass auto insurance is available to anyone who lives in any of the following states: Alaska, Hawaii, Massachusetts. […]
Different risks in insurance service are covered by terms and conditions in Insurance Policies. In the event of claims arising they are managed or settled accordingly. Auditing the underwriting, policy management, and claims management procedures is a common practice. To ensure that the organization follows healthy practices. It is not a good idea to audit every record because […]
The Principles Based Valuation (PBV), has received a lot of support from the industry. Instead of using prescribed methods, assumptions and tables to calculate statutory reserves, they will be calculated based on actuarial judgement in accordance with best practice standards. Before reserves are officially released, it is crucial that such reserves be peer reviewed by another professional […]