Category Archives: Finance Guide

All of us have been there. We’ve all thought about buying something, but haven’t had the time or resources to properly research it. We decide to buy it because it looks good and since I don’t have the time right away, it’s worth it. I assume they’re all the same. The skim researcher will do more. They will […]

Builders risk insurance is essential coverage for contractors and owners when building a new structure. This insurance allows you to protect your structure during construction. This type of insurance offers benefits not available with commercial property or homeowners insurance. These are the main benefits of this coverage. How it works This type of insurance is usually purchased by […]

If you are making a car accident claim, the other driver’s insurance company will likely contact you to discuss injuries and damages. Ideally, an experienced car accident lawyer should be hired before communicating directly with their insurer. However, this may not always be feasible. In this article we will look into whether and when to […]

Renters insurance policies cost approximately $168 annually to cover up to $100,000 of personal property, which typically includes coverage against theft, damage and additional living expense expenses if necessary. Estimate the value of all your possessions to establish how much personal property coverage is necessary. Consider creating a home inventory to document all items’ prices/current […]

Dean Winters is best known as the actor behind Mayhem insurance commercials and boasts an extensive acting resume, including roles in John Wick and Rescue Me. Additionally, he portrayed Avi in Tarasov Mob movies. His Allstate ads combine deadpan humor and big set pieces to stress the importance of having quality insurance. He is an […]

Most businesses are required by law to provide workers’ compensation insurance to their employees; however, this only covers medical costs related to workplace injuries or illnesses and not unrelated ones. While it is illegal for employers to retaliate against employees who file worker’s comp claims, they are not obligated to maintain them on payroll and […]

Did you add payment protection insurance to your mortgage, personal loan, or credit card application? If you did, it’s possible that this costly form of protection will not be useful if you have to file a claim. Payment protection insurance (also known by unemployment insurance) is a simple concept. If you have a sudden decrease in your […]

To avoid any unexpected costs, it is best to be cautious when taking out a loan or purchasing life insurance. Most people believe that general insurance will provide protection for you and your belongings. It is important that you have all terms and conditions in place when you sign a policy for general insurance. Some things that […]

South Carolina’s car insurance laws require that drivers have a minimum level of insurance in order to legally drive. On South Carolina’s 78,000-mile public roads, there are 3.8 millions of licensed drivers. South Carolina has the nation’s second highest fatality rate in car crashes. This highlights the importance of South Carolina residents having comprehensive auto insurance. South Carolina has laws […]

22-year-old college student. I have been trapped between a cramped dorm room, and my parents’ lumpy couch for the past couple years. One year until graduation, but my future is bright: I will be paying off student loans up to the age of forty. I will likely rent homes and not buy them in the […]