Category Archives: Finance Guide

According to statistics, 10,000 UK bikers cancel their insurance policies during the winter months each year. Bike owners often lock their bikes away, but unfortunately their bikes can still be stolen even if they are stored in a garage. Many motorbikes are kept in garages during winter months by thieves. Every month, over 600 bikes […]

It can be confusing to understand exhibitor insurance First, do you have business insurance? Is that not enough to protect you? The Event Organiser will then tell you to either purchase their recommended insurance or show proof of Public Liability Insurance prior to being allowed to exhibit. Event people are great at organizing events. They do what […]

Are you wondering how much auto insurance coverage is enough to protect yourself and your vehicle? With so many options and factors affecting rates, it can be a challenge to determine the right amount of coverage for your needs. However, having adequate car insurance is crucial in case of an accident or unexpected events on […]

New Mexico’s car insurance laws mandate that drivers have liability insurance to legally drive. This is crucial as there were 46.786 car accidents in New Mexico last year, resulting in 392 deaths. This shows that New Mexico needs to have strong insurance coverage. It is essential to understand your minimum requirements and any optional coverages in order to build […]

Viatic settlement refers to the sale by the policy owner of a life insurance plan before it matures. This sale gives the policy owner immediate cash settlement. Viitical settlements are generally for insured people with a shorter life expectancy than five years. Life settlements (also known as senior settlements) are similar to viaticals. They involve the sale of […]

This is the UK’s most important money-saving opportunity. It is the result of The Citizens Advice Bureau bringing the mis-selling of Payment Protection Insurance, (PPI), to the attention of British citizens. For those who were not mis-sold, it is time to share some good news! So far Which? and Money Saving Expert are the most prominent […]

North Carolina is a beautiful state, but it’s not immune to natural disasters. Hurricanes can devastate homes and businesses, leaving people struggling to pick up the pieces. That’s where hurricane insurance comes in – it provides financial protection against the damages caused by these powerful storms. But how much does hurricane insurance cost in North […]

Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]

These complex financial products combine investment growth and life insurance in one package. These products were popular among homebuyers in the eighties, nineties and nineties as a way to repay a mortgage. Many people purchased them because they were able to get large commissions from home loan companies and middlemen like estate agents. These charges are often […]

2011 saw a lot of emphasis on efficiency and spending, which has made the term “value engineering” synonymous with “cost cutting.” This is a problem from a risk management standpoint. This practice changes the intent of value engineering, and places more emphasis on cost savings than optimizing the project. These practices can negatively impact a company’s credibility with […]