Category Archives: Finance Guide

Distracted driving is a serious problem in Pueblo, Colorado and in other parts of the state. An estimated 85 percent of Colorado drivers admit to driving while distracted each day. Drivers in Pueblo need to ensure they have car insurance in place in order to avoid accidents caused by distracted drivers. Car insurance rates for the almost 110,000 residents Pueblo, […]

Charlotte residents often settle for minimum coverage to meet the legal requirements to drive a car in North Carolina. Tragically, it can lead to much pain and heartache, especially if they are involved in an accident that results in injury or damage. This article focuses on uninsured motorist coverage (often referred as UM coverage) as […]

Are you looking for an insurance policy that will protect your business from any unforeseen circumstances? If yes, then you might have come across the term “MGA Insurance.” But what exactly is it? What does it cover and how can it benefit your business? In this blog post, we will take a closer look at […]

Are you worried about the presence of black mold in your home or business? Apart from being unsightly, it can also cause severe health problems for you and your loved ones. But what if you have insurance – does it cover the cost of removing black mold? In this post, we’ll explore everything you need […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Insurance telematics (UBI) and Usage Based Insurance continue to be introduced around the world. Insurers must choose the right business model to succeed in the rapidly changing market. Many programs have a price discount focus, which leads to a predictable race to the bottom. However, the industry is making strides to select the best companies to succeed. […]

One time there was a young lady who lived in rags and had to help others in order to survive. Despite the fact that she was forced to work as a slave and toil, she persevered and showed kindness and concern to others who were less fortunate than herself. Her demur was clear that she believed God […]