Category Archives: Finance Guide

Gap insurance is a valuable form of coverage that many people are unfamiliar with, but can be an invaluable resource in certain situations. Does Prestige Financial Services offer this kind of coverage? In this article, we will explore the different types of gap insurance offered by Prestige Financial Services and what makes them different from […]

This article explains why Key Man/person insurance is important for small and medium-sized companies. It also explains what this type cover covers. This article will explain what Key Man/person insurance is and how it can help your company. Key Person or Key Man Insurance – Do you need it? If a key employee is seriously ill […]

You should make sure that your car insurance policy covers you if your vehicle is involved in an accident or for breakdown. Marks & Spencer Money’s research revealed that only one fifth of the motorists who took their cars to holiday had purchased the right coverage in case their car broke down. Only a third […]

Mental health is a major issue that affects many individuals around the world, yet seeking professional help can often be expensive and inaccessible for those without insurance. While it can seem impossible to find a psychiatrist if you do not have insurance, there are several resources available to explore. In this article, we’ll discuss the […]

Two things that you can influence to affect premiums are Cover (i.e. You can influence what and how much coverage you have and Claims. You need to consider all four elements of Cover. * Excess – The amount you will pay for each claim. This should result in a decrease in premiums. The amount of excess you need […]

New car owners often ask the important question, “How long do I have to insure my new car?” It is as soon as the car is purchased. New car owners often ask the important question, “How long do I have to insure my new car?” The answer is right after you purchase the car. No matter if you’re […]

It’s an unfortunate fact of life that death can happen suddenly and unexpectedly—leaving those you love behind in financial distress. To prevent this, many people invest in life insurance policies. But when tragedy does strike, how long does it take for life insurance to pay out? In this blog post, we’ll explore the details about […]

If you’ve recently been in a car accident, you may be wondering if your car insurance premium will go up in California due to the incident. Many people assume that if the accident is not their fault, then their rates will not increase. However, this is not always the case. In this post, we’ll explore […]

New Zealand has an accident compensation program called ACC, which stands for Accident Compensation Corporation. However, it is not uncommon to be unaware of the ACC’s mandate. It is common to assume that an accident will only result in my disability. This leaves kiwis vulnerable to financial hardships when they are disabled. ACC was created to […]

A strong risk management plan is essential for any business. It requires understanding how you can protect yourself and what could go wrong. If you run a small business or a mid-sized one, you may not have the time or money to learn risk management. Many business owners lack the experience and background to determine what […]