Category Archives: Finance Guide

Do I Have To Add My Teenager To My Car Insurance?

Nothing marks growing up more vividly than receiving one’s driver’s license, a momentous event which often causes parents equal amounts of joy and fear. Assuming you live in a state where mandatory car insurance coverage exists for teens isn’t automatically necessary; rather, this decision depends on both you and your insurer. It’s Not Necessary No […]

Big Laws and Little Laws Can All Can Affect Your Auto Insurance Quotes

News flash: Insurance companies punish people who break traffic laws. How? By hiking your auto insurance quotes. Although the rates and the duration of each premium change can be very different, neither the insurance companies or the local law will take offense to any infractions. There are some things you should do when driving that will make it […]

What Do I Need To Know About Short Term Health Insurance?

You will need to make sure that you have insurance against huge medical bills, regardless of whether you are a bricklayer or a housewife. You should have some form of health insurance. If you are diagnosed with a serious illness or have an accident, a good insurance policy will protect you from financial ruin. You can be confident […]

Do I Need Workers Comp Insurance If I Have No Employees?

Workers’ Compensation coverage provides essential protection from these costly medical costs, which could potentially devastate your business without it. Most states mandate employers purchase workers’ comp insurance for all of their employees, but what about smaller businesses with only 1099 contractors as employees? Typically, 1099 workers do not need workers’ comp insurance; however, some clients […]

Required Information on Auto Insurance

A contract between you, the insurance company, and your auto insurance policy is an agreement. A premium is paid. The insurance company will pay a premium in return for specific financial losses related to your car, provided that the coverage limits are met. Many states require you to have minimum amounts of automobile liability insurance. The law requires […]