Category Archives: Finance Guide

There are two types of coverage for car insurance: full and minimum. The average cost of car insurance per year is $565 for minimum coverage and $1,674 to cover full coverage. Full coverage is usually more expensive than basic coverage. It adds additional coverages to the policy. Why would anyone choose full coverage over liability when the cost could […]

Many homeowners make it a top priority to find the best homeowners insurance in St. Petersburg. However, finding affordable coverage can also be crucial for their financial goals.According to Bankrate’s 2021 study on annual premiums, the average cost of homeowners insurance for St. Petersburg is $1,018 annually for a $250,000 dwelling policy.This is more than […]

Insurance account managers are often the people responsible for developing relationships between insurers and their clients. As such, they are often in charge of a variety of duties that require technical knowledge, problem solving skills and excellent customer service. But are insurance account managers exempt from overtime pay? In this blog post, we will explore […]

A strong legal advocate can make sure your small business is protected if it has been damaged by large insurance companies or other large organizations. The problem may be a refusal to pay an insurance claim. Based on a McKinsey consulting company’s concerted strategy, the insurance industry has been implementing an aggressive “three Ds” approach […]

In almost all states in the U.S. auto insurance is mandatory. Being caught without valid insurance can result in you losing your time, money, and energy. There are many factors that affect how much you will pay for car insurance. These include your credit rating, marital status, and make and model of your car. You can expect […]

Allstate’s annual report of the 200 cities with the safest drivers in the country included Glendale — but for the wrong reasons. The California city is at the bottom of the list at #196. Los Angeles is located adjacent to the city, and its main highway (the 134) is frequently congested. These are just some of the factors that contribute to Glendale’s […]

Minnesota’s average cost for car insurance is $537 annually for minimum coverage, and $1643 annually to insure full coverage. This is slightly lower than the national average of $565 for minimum and full coverage, and $1,674 respectively. These rates are an average rate, but there are many factors that will determine the actual rate you pay when you […]

The Harvard School of Public Health conducted a 2018 study and found that 40% of Americans are obese. Accordingly, almost half of the U.S. populace will be obese by 2030. Obesity can lead to a variety of chronic diseases including cancer, diabetes and high blood pressure. It is difficult for overweight people to find life insurance. Obesity can lead […]

Facing a broken sewer line is no one’s idea of a good time. Not only can it be an expensive repair, but it can also cause lasting damage to your home and property. So the big question is: does insurance cover these repairs? The short answer is: it depends. In this blog post, we’ll explore […]

“Your policy clearly states that any claim you make will not be paid. Unfortunately, you paid for our Never-Pay Policy. This policy is not worth anything if you don’t claim. “ -Mr. Devious wrote Reverend Morrison to complain about the refusal of the insurance company to pay his claim for damages to his car after it was […]