Category Archives: Finance Guide

What Is a Medicare Advantage Plan?

Private insurers offer a Medicare Advantage Plan, which is an alternative to traditional Medicare. These are the drawbacks and benefits. Medicare Advantage is an all in one alternative to Original Medicare. Private insurers offering Medicare Advantage Plans contract to the federal government to provide Medicare-qualified individuals with health insurance benefits. Medicare Advantage: The pros and cons Medicare […]

9 Ways to Cut the Cost of Homeowners Insurance

Taking advantage of lesser-known discounts and other creative approaches can help you save money right away. Although home insurance is rarely the focus of attention, it could be costing you more than you should if you are a homeowner. Good news: Insurers offer relatively simple-to-obtain incentives to help homeowners lower their insurance premiums. Here are […]

Massachusetts Car Insurance Laws

The Massachusetts Department of Transportation reported 140,470 automobile accidents in 2019. Nearly 33,000 car crashes resulted in at least one injury and 323 people died in accidents throughout the state. Massachusetts drivers must have car insurance in order to protect themselves as well as other drivers. It is crucial to understand Massachusetts car insurance laws in order to have adequate coverage […]

Brighthouse Financial Review

It’s never easy to talk about life insurance. You’re discussing what happens after your death. It’s something that you might prefer to avoid, but leaving financial security for your loved ones is one of the most meaningful gifts you can give. Brighthouse Financial offers life insurance policies which provide a tax-free payout upon your death. Brighthouse Financial offers […]

Georgia Car Insurance Laws

Georgia, requires that all drivers have minimum auto insurance. Although mandatory car insurance can be overwhelming at times, it is necessary to protect yourself and other road users. Georgia has more than 25 million traffic accidents each year. Without proper car insurance, many of these accidents can lead to drivers spending far more than they can afford. It […]

Gap insurance in Georgia

Gap is short for “guaranteed assets protection”. This optional type of auto insurance in Georgia is often discussed in relation to newer cars. Georgia gap coverage protects a driver’s loan obligations in the event of an accident or other peril that results in a total loss. The insurance payout is lower than the outstanding loan on the vehicle. […]

The Dangers of Texting and Driving

Highway safety boards and automobile insurance companies are increasingly concerned about the consequences of texting while driving. Nearly 90% of car accidents involve human error and thousands are killed in distracted driving-related car accidents. Many of these cases were caused by distracted driving, with many drivers reading or sending texts while driving. Many states now prohibit texting […]