Category Archives: Finance Guide

Is a Checking Account Insured?

Given the economic damage caused by the coronavirus pandemic, it’s understandable that you might have concerns about the safety of your cash parked at the bank. The good news is that if your cash is deposited at a federally insured bank, it is protected by the Federal Deposit Insurance Corp.  “An FDIC-insured account is the safest […]

Are Facials Covered by Insurance?

Even for the most basic of medical treatments, insurance coverage can be complicated. It can be difficult to determine if you are covered for specialty services such as dermatology. U.S. Dermatology Partners is happy to work with patients to determine coverage, and to maximize medical insurance coverage when possible. This blog will cover the basics of dermatology […]

Medicare’s ‘Donut Hole’ Has Shrunk But a Gap Remains

The worst effects of the prescription drug coverage gap have been addressed, but it could still be costly. If you have a Medicare prescription drug plan, there’s a gap in coverage after you’ve spent a certain amount on covered drugs — the so-called Medicare “donut hole.” Although the potential cost of the donut hole has decreased significantly in […]

Why You Need Life Insurance?

Most people aren’t thinking about life insurance in their 20s, but it’s often the best time to buy it. There are many factors that influence the price of life insurance. However, generally speaking, the younger and more healthy you are at the time you purchase a policy will make it cheaper (unless you have a high-risk job, […]