Category Archives: Finance Guide

Disability insurance provides financial protection for individuals who can no longer work due to a disability or illness. But what happens when an employee’s medical information is shared with their employer as part of the process? Do disability insurance companies share medical information with employers? This is a question many employees have, and we’ll explore […]

A Minnesota DUI arrest is a serious traffic offense that can lead to severe consequences. Drinking and driving can result in serious accidents or worse. In the United States, there are approximately 30 people who are killed in car accidents involving alcohol every day – 1 death per 50 minutes. A DUI can result in legal fees, […]

Many people wonder if they can cancel their health insurance outside of open enrollment. The answer isn’t as simple as you may think. In this article, we will explore the realities of canceling health insurance outside of open enrollment. We’ll cover important information about eligibility, termination timelines, and more. You’ll also get tips for finding […]

Although scuba diving is a relaxing and inspiring activity, it can also be dangerous. DAN’s 2017 Annual Diving Report showed 228 deaths of scuba divers, most likely due to inexperience. The chance of drowning in a dive is very low, with upwards of 2.85 million scuba divers dying in the US that year. There is a risk. Due to the inherent danger, […]

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]

South Dakota drivers must have at least the minimum amount of insurance in order to legally drive on the roads. This is also the case for most states. According to the Insurance Information Institute, South Dakota had more than 638,000 motorists and 130 fatalities in 2018. This is just one reason why it is so important to […]

Car liability insurance is a mandatory form of coverage in most states. It’s designed to protect you from the financial costs of an accident, such as medical bills and property damage. But how much car liability insurance should you get? The answer depends on several factors, including your state’s minimum requirements and the type of […]

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]

As a claimant in Texas, it’s important to understand the ins and outs of filing an insurance claim. Knowing how to package your claim appropriately is essential for having your claim accepted and approved. This blog post will provide an overview of the steps you must take in order to file a successful insurance claim […]

Without auto insurance, you could face a host of legal and financial problems. The majority of states in the United States have minimum auto insurance laws. These laws require that all drivers or vehicles must meet a minimum level of auto insurance coverage. This is commonly called basic liability insurance. For risky drivers, however, it may be more complicated. Your […]