Category Archives: Finance Guide

Texas employers have the option to opt out of workers’ compensation insurance; if they do so, however, they must notify their employees as well. If an employee is injured on the job, they are entitled to medical benefits that cover expenses like ambulance rides, x-rays and surgery as well as income benefits to make up […]

Gaining points on your driver’s license usually means higher insurance premiums; however, this depends on both state and insurance company. There are various strategies you can employ to minimize the effect of points on your driving record, including attending a defensive driving course and shopping around for cheaper policies, but the most effective approach would […]

Progressive offers a comprehensive selection of car insurance options, from liability protection for drivers who cause accidents to comprehensive and collision coverage to provide repairs or towing. They even provide roadside assistance coverage in case repairs need to be performed outside normal office hours or towing is needed for repairs and towing of damaged cars. […]

Navigating the complex world of healthcare during retirement can be daunting, and Medicare supplemental insurance plans can provide peace of mind by protecting against unexpectedly high medical bills. Medigap policies offer you protection from expenses not covered by Medicare Part B, such as copays, coinsurance and deductibles. They’re available during an open enrollment period that […]

Blue Cross Blue Shield provides health insurance plans nationwide, providing access to a vast network of doctors as well as member benefits like nurse lines and telemedicine services. Selecting the appropriate plan involves considering both your budget and anticipated medical needs in the future. Premiums and deductibles work hand-in-hand to create an overall cost structure […]

No matter if you are a provider confirming coverage or patient receiving an unexpected bill, knowing your insurance status is of utmost importance. There are a few methods of doing this. Start with your health plan’s website or portal. Many offer network, provider and doctor search tools which allow for easier comparison shopping between plans. […]

Renters insurance can protect your belongings when living in a Maryland apartment. It is reasonably priced and could save you from potential financial ruin in case of theft or loss. The best companies provide comprehensive coverage and customer service, as well as mobile apps to pay bills and file claims. Cost Location, credit score and […]

Are you a renter who’s been on the fence about getting rental insurance? Maybe you think, “It won’t happen to me.” Or maybe you’re worried about the cost. But before dismissing it altogether, consider this: what would happen if a fire destroyed everything in your apartment or someone stole all of your valuables? Rental insurance […]

Have you ever been in a car accident and found out that the other driver didn’t have enough insurance to cover your damages? It’s a frustrating situation, but one that can be avoided with underinsured motorist insurance. In this blog post, we’ll explore what underinsured motorist insurance is, how it works, and whether or not […]

Are you wondering if it’s too late to get pet insurance for your furry friend after they’ve suffered an injury? The good news is, it’s never too late! In fact, getting pet insurance after an injury can provide peace of mind and financial protection for future incidents. In this blog post, we’ll explore the options […]