DJs may be at risk of third-party bodily injury and property damage claims, making having the appropriate business insurance essential. USADJ can provide DJs with comprehensive small business insurance packages, such as general liability and equipment protection (inland marine). Their convenient online process makes accessing certificates of insurance simple as well as adding venues as […]
Category Archives: Finance Guide
15
May
May
If someone borrows your vehicle with your permission, most auto policies provide coverage in case of an accident – including liability coverage, comprehensive/collision coverage and medical payments or personal injury protection (PIP/MedPay). However, do car policies follow their driver or their car? Coverage for Other Drivers Car insurance covers many things, from bodily injury and […]
15
May
May
A solid buy-sell agreement can reduce conflict and memorialize how ownership interests will be distributed upon death, providing liquidity for both business, heirs and families of deceased owners. Life insurance can be one of the most reliable funding vehicles for a buy-sell plan, whether purchased directly by the business or indirectly via trusts and limited […]
14
May
May
A fierce storm takes down a tree and it crashes through your roof. It’s bad enough that there is a gaping hole in your bedroom, but now it is raining and destroying everything. A homeowners insurance covers the structural damage to your mattress and hardwood floor. Water damage can be more common than you may think. In winter, frozen pipes […]
14
May
May
Diabetes is a chronic illness affecting millions of people worldwide. Proper management of diabetes is crucial for leading a healthy and fulfilling life, which includes education about the condition. However, many people are unsure if their insurance covers diabetes education. In this blog post, we will delve into the details of what exactly diabetes education […]
14
May
May
Termites are silent destroyers of homes and buildings, causing billions of dollars in damage every year. As a homeowner, the thought of having to deal with these pesky insects can be daunting. You might be wondering if your insurance will cover termite damage or if you need additional coverage. In this blog post, we’ll explore […]
14
May
May
Looking for ways to reduce your carbon footprint and save on your energy bills? Installing solar panels might be the solution you need! While there are plenty of benefits to making the switch, many homeowners wonder if it will affect their insurance rates. In this blog post, we’ll explore whether having solar panels installed can […]
14
May
May
Life insurance is an important consideration for anyone who wants to secure their family’s financial future. But when is the best time to buy it? Is there a specific amount that you should get? What factors do you need to consider before making a purchase? In this blog post, we’ll answer all these questions and […]
14
May
May
Are you worried about the possibility of needing long-term care in the future? It’s a valid concern, considering that as we age, our health needs may become more complex and expensive. That’s where hybrid long-term care insurance comes in. This type of insurance combines traditional long-term care coverage with other benefits like life insurance or […]
14
May
May
Are you a new mom looking for the most comfortable and efficient breast pump on the market? Look no further than Spectra S1! This hospital-grade, portable breast pump is taking the breastfeeding world by storm with its powerful suction capabilities and customizable settings. The only question is: how can you get your hands on one […]