Category Archives: Finance Guide

Is Pet Insurance Worth it? Reddit Discussion

As more people seek companionship, they are able to adopt more animals. High demand has led to some shelters like Riverside County Animal Shelter in Riverside, Calif., becoming empty. If you are considering adopting your first or second animal, it is important to plan for more than chew toys and food. Pets can get seriously ill or injured in […]

Washington DC Car Insurance – What They Don’t Say

Washington DC car insurance coverage requirements include $25,000 minimum coverage for injury to one individual and $50,000 total liability per incident. This is an average amount for the USA. The $10,000 coverage required for property damage is also fairly standard. Washington DC is unique in that it offers uninsured motorist coverage. Washington DC requires that you purchase uninsured […]

What Is The Insurance Deductible?

When it comes to buying insurance, it can often be confusing and overwhelming. Terms like “premiums,” “deductibles,” and “coverage” may sound foreign. But understanding the basics of insurance is essential in protecting yourself from unexpected costs due to an accident or illness. One of the most important concepts to understand when dealing with health insurance […]

How Many Americans Cannot Afford Health Insurance?

Health insurance is a need for many Americans. Despite the Affordable Care Act, there are still millions of Americans who remain uninsured due to affordability issues. Understanding the severity of the situation and how widespread it is can help us make informed decisions. In this article, we will explore how many people are without health […]

Car insurance for a Tesla Model S

Teslas are reportedly the best-selling electric vehicles in the country, with all Tesla models appearing in the top 10. The Tesla S is the company’s luxury sport model. While Tesla ownership may help you save gas, there are still costs. According to Bankrate’s 2021 study of quoted annual premiums, Tesla Model S car insurance averages $3,802 per year. Tesla Model S […]

How a speeding ticket impacts your insurance in Pennsylvania

Aspeeding ticket in Pennsylvania may seem like no big deal, but speeding is one of the top reasons the state is one of the worst in the country for traffic fatalities. According to Pennsylvania Department of Transportation reports, 415 fatalities from accidents attributed to speeding occurred in the state. This high-risk behavior should not be taken lightly. Besides the dangers […]

Is Optima Health Insurance Good?

Optima Health Insurance is an established healthcare provider with a commitment to offering affordable and accessible coverage. Their plans provide comprehensive healthcare services as well as prescription drug coverage; furthermore they offer discounts to help customers save on premiums. The company’s Optima Plus plan offers subscribers access to an expansive network of healthcare providers and […]