Drivers in Oregon can have their license suspended if they have a driving record with a serious violation. Oregon drivers will need to purchase SR-22 Insurance in order to have their license restored. Their driver’s license is suspended until they have the proper documentation. An SR-22 certificate is a document that shows the driver has the minimum required liability […]
Shareholders and business partners in closely held businesses should be aware of the possibility that one of their partners may die early or become permanently disabled. The estate of the deceased may stipulate that the business be passed to the family. This could cause serious problems for the business and its surviving partners. Sometimes, businesses that were […]
What if you and your adjuster/insurance agency are still at a deadlock over the value of your property after all that you have done? Now it’s time to invoke your insurance policy’s Appraisal Clause. The Appraisal Clause can be found in all insurance policies. It was created to provide a process for disputing amounts to be settled […]
Are you considering selling your insurance agency but have no idea how to determine its value? Well, you’re not alone! Valuing an insurance agency can be a daunting task since it involves several factors that affect the worth of the business. But fear not! In this blog post, we’ll guide you through the three pillars […]
Heather, my client called me and I immediately knew there was something wrong. Her voice was usually upbeat but this time she was trembling. She said that her father had suffered a stroke. He couldn’t talk, thought clearly and was unable move like before. Heather was aware that the roles were reversed and she would now be caring for […]
ANNUITY (PERIOD) CERTAIN An Annuity Certain is a designation that specifies the number and amount of benefits paid. This option guarantees that an insurance company will only pay a certain amount on an annuity. An annuity includes a Death Benefit, which allows payment to the beneficiary to be made upon the death of the annuitant. This benefit […]
Are you tired of paying high car insurance rates? Do you feel like you’re overpaying for coverage that doesn’t even suit your needs? You’re not alone! Getting the lowest car insurance rates can seem daunting, but it’s definitely achievable with a little bit of effort and knowledge. In this blog post, we’ll provide you with […]
Welcome to our latest blog post! Today, we are going to tackle one of the most common questions about life insurance: is a life insurance benefit taxable? Life insurance can provide financial protection and peace of mind for you and your loved ones. However, understanding how it works and its tax implications can be confusing. […]
Your workplace life insurance policy may not be enough if anyone relies on your income or the care you provide. If you are going to die, life insurance is a must. You may not have enough coverage if your only source of coverage is through your employer. Thankfully, purchasing life insurance has been made easier by […]
Are you considering using USPS Parcel Select for your shipping needs but wondering if it comes with insurance? As a business owner or individual, protecting your packages during transit is crucial. The last thing anyone wants is to experience damage, loss, or theft of their shipment. In this blog post, we will explore whether USPS […]
