Category Archives: Finance Guide

Do you or someone you know suffer from sleep apnea? If so, then a CPAP machine may be the solution to getting a good night’s rest. However, these machines can come with a hefty price tag that not everyone can afford. That’s where insurance comes in. But is a CPAP machine covered by insurance? The […]

Introduction to the concept Domestic partner insurance is an emerging form of insurance that is rapidly gaining popularity in the US. The obvious taboo surrounding the idea prevented it from being included in the mainstream. A married couple would normally apply for joint insurance coverage, which would lower the cost of their Insurance. This would be […]

Are There Any Public Adjusters I Should Use? This question was repeated many times in February as I met with property owners along the storm-damaged New Jersey shoreline. I met with them from Wildwood, South Jersey to Seaside Heights, and then was stopped by the National Guard entering Mantoloking. This was a crucial fact that I […]

Fear of redundancy and no savings? Many people find themselves in this situation and are forced to think about what they would do if their job was lost. The state benefits are very minimal. The Job Seekers allowance is at PS64.30 per semaine (PS50.95 for people under 25). This is compared to: According to the Retail Food Consortium June […]

Are you one of the millions of Americans who have been wondering if you still get taxed for not having health insurance? With all the changes in healthcare laws and policies over the past few years, it can be tough to keep up. But don’t worry, we’ve got you covered! In this blog post, we’ll […]

Individuals are increasingly falling prey to insurance scams and getting caught in illegal activities. There are many insurance scams, from Worker’s Comp scams and car insurance scams, because there are so many types of insurance available in the United States and Canada. These scams end up costing the victims more than they should be paying for insurance. Here […]

The ability to be prepared for unexpected risks is what makes a business a success. If they are not addressed, it could lead to the demise of the business. Unexpected risks, such as liabilities and fire, can require immediate financial assistance to save the business. These finances cannot be generated from the incomes and revenues of the […]

Most insurance policies have an appraisal clause. This allows the parties to the contract to settle a dispute about the “amount loss”. The amount needed to complete repairs due to a covered event. To protect their interests, a policyholder might be required to hire an appraiser. An example of how an independent appraiser helped protect a policyholder […]

Are you struggling with anxiety, depression, or ADHD? Neurofeedback therapy may be the solution you need. This innovative treatment method involves training your brain to regulate its own activity and improve cognitive function. But before considering this option, it’s important to know whether insurance covers neurofeedback therapy, as well as its potential costs and side […]

Harry Truman initiated the establishment of a national health program by asking Congress for legislation to be enacted in 1945. He was the first to sign up under the Lyndon Johnson law, twenty years later. Two decades ago, the dangers of socialized medicine were being debated. Now, the United States has opened Medicare to all seniors over […]