High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
Category Archives: Finance Guide
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Apr
Apr
The average cost of car insurance in Visalia, California, is $635 for a minimum liability policy and $1,802 for full coverage. It is significantly cheaper than the average cost of California car insurance, which costs $733 per year for minimum coverage and $2,065 per year for full insurance. Many car insurance companies serve Visalia, but there is no one company that […]
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Apr
Apr
Here are some questions to ask yourself if you believe you have health insurance. What were your total out-of-pocket costs for the year if you met your deductible? What was the cost of your healthcare insurance? How much did your employer pay and how much did you receive? Where is your money going? The California Health Care Foundation[1] estimates […]
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Apr
Apr
Are you tired of paying exorbitant prices for your prescription medication? Do you struggle to afford the cost of Lexapro without insurance? It’s time to take control of your treatment and explore the world of generic medications. In this blog post, we’ll dive into the cost savings and benefits of choosing generic Lexapro over its […]
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Apr
Apr
Liability-only auto insurance covers only damages or injuries you cause to others. This coverage is also known as PLPD (personal liability and property damage) because it excludes coverage for injuries or damages that you cause to another person. Liability-only insurance can range from state minimum levels to relatively high limits, but never includes coverage for damage to your […]
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Apr
Apr
Protection & Security products are the cornerstone of a solid financial plan. These products will protect you against common risks that we all need to plan for and think about. You could lose your job Being disabled or sick Not enough time Too soon? The base of your financial planning pyramid is, in its simplest form: […]
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Apr
Apr
Are you tired of sorting through insurance options and feeling overwhelmed by the terminology? Don’t worry – we’ve got you covered. In this blog post, we’ll cut through the confusion and answer a common question: which of the following is not temporary insurance? So sit back, relax, and let us break it down for you. […]
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Apr
Apr
If you’re in the process of buying a new home, then you’ve likely heard the term “lender title insurance” tossed around. But what is it exactly? This type of insurance can seem like just another expense on top of all the other costs associated with purchasing a property. However, understanding lender title insurance is crucial […]
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Apr
Apr
St. Although Florida’s beautiful beaches and abundant sunshine make Petersburg a great place to live, it will be more expensive to insure your vehicle if you live there. St. Petersburg drivers pay on average $1,294 per year for minimum coverage. Full coverage policies average $2,662. Florida drivers pay more than other states on average for various reasons. Bankrate […]
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Apr
Apr
Although purchasing insurance can seem daunting for many, it is a necessity. Here are some key points to keep in mind when making sure you have the right coverage. Pre-existing Conditions and Full Disclosure All applications must be reviewed by an underwriter before being approved for insurance coverage. When you apply for individual health insurance, an […]