What determines the actual premiums for auto insurance? 1. Premium. Is it true that a lower insurance premium will always result in poor benefits compared to a more expensive policy? What type of premium should I expect for my car? You can ask for quotes from other insurers to compare rates. The following factors are used by most […]
Category Archives: Finance Guide
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Apr
Apr
There are many old wives tales that we have all heard. One example is the one about breaking your knuckles and how it will cause arthritis. This story is based on myths and lies, so get out there and make some noise. Folklore, urban legends, and myths – whatever you want to call them – often arise around […]
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Apr
Apr
Resolving a car crash is stressful regardless of whether the victim lives nearby or across the globe. However, where you live can have an impact on how a car accident case is handled. Out-of-State Drivers There are many ways an accident could occur away from home. However, one of the most common is a car accident on […]
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Apr
Apr
Arizona’s 213,000 residents make up less that 1% of the state’s total population. The county’s drivers still need affordable car insurance because of the heat. Yuma car insurance is quite affordable at $490/year for minimum coverage, and $1,439/year for full coverage. Yuma drivers will find it easier to search for affordable car insurance by Bankrate. They have compared multiple […]
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Apr
Apr
U.S. military personnel and their families often praise the United Services Automobile Association (or simply USAA) for its worldwide accessibility and dedication to customer service. USAA was founded in 1922 by 25 Army officers to help each other insure their vehicles. It has grown to more than 13,000,000 members and strives to be the financial services provider of […]
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Apr
Apr
Auto insurance can only be used to cover the vehicles listed on the policy. However, it is not a form or Personal Insurance. Many car insurance companies accept the Personal Auto Policy (PAP), which emphasizes the importance of personal attributes. Auto insurance policies, while covering vehicle(s), follow the name(s) listed on the Declaration Page, which is called […]
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Apr
Apr
Your car insurance premium can be affected by many factors. Your driving record is one of the most important factors that determines your premium. Insurance companies consider your credit score, age and claims history when calculating your rate. The lowest rates are paid to drivers with a clean driving record. People with poor driving records typically pay […]
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Apr
Apr
Insurance is the number one choice when it comes to protecting your personal wealth and business assets. Insurance can be a valuable tool in protecting your assets. Insurance can not only be required by law by your lender or your landlord but it can also serve as a first line defense against potential liability lawsuits. To fully protect […]
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Apr
Apr
Med Pay (Medical Payments Coverage) and PIP (Personal Injury Protection Coverage) are first-party coverages that apply to the insured, their passengers, and sometimes other people. In states with no No Fault laws, Med Pay can be found. PIP is available in states where have no Fault laws. Med Pay will usually cover reasonable medical and funeral […]
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Apr
Apr
As of 2015, there were just under 5 million licensed drivers in Arizona, and every driver is legally required to carry car insurance. The average cost of car insurance in Arizona is $1,547 per year for full coverage and $555 per year for minimum coverage. Arizona is slightly cheaper when compared to the national average premium of $1,674 annually for full coverage and […]