Life insurance policies can benefit you in two ways. They pay in the event you die and allow you to accumulate tax-deferred savings. Although it can be beneficial if you have a need for insurance, you should not buy insurance policies to save money. There are more economical ways to save money. Term insurance is the most […]
Category Archives: Finance Guide
The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]
Driving is an everyday part of your daily life. You may not think about the logistics involved in keeping a car on the roads. It is important to understand and follow your state’s insurance laws. In West Virginia, drivers must maintain mandatory insurance limits to operate a vehicle. The mandatory insurance limits in West Virginia are intended to […]
Buying a car from a dealership is an exciting experience, but it’s also one that comes with some important responsibilities. Not only do you need to review the contract and make sure you’re getting the best deal possible, but you also need to think about what kind of insurance coverage is required by law when […]
Recent reports indicate that insurance sales careers are on the rise. The U.S. Department Labor reported a rise of 900 jobs in December 2005, and another 2,500 in January 2006. Although the rising trend in insurance sales is encouraging news, many agents quit the industry, falling prey to the usual perils of selling insurance. You can […]
Exmouth and Moora, both in Western Australia, don’t share much in common with Sydney. This year, however, there is a unifying bond. We all felt the full force Mother Nature. Flooding in Moora, a Wheatbelt community, caused damage of approximately $10 million to homes and properties. The community suffered millions of dollars more when Cyclone Vance struck […]
Starting a trucking company can be overwhelming. It’s a lot of work, and you need to make sure you have everything in order from permits to licenses and insurance. If you want your business to be successful, you will need to make sure your ducks are in a row before taking the plunge. Insurance is […]
When it comes to insuring your children, there are so many policies and decisions to make. You’ve got to determine which policies are the most important for their long-term health, safety and financial stability. That’s why it’s important to have a good understanding of when does baby need vision insurance? Having the right vision insurance […]
Insurance Johns Hopkins University requires all students to have comprehensive health insurance. Students are automatically enrolled in the student health benefits plan at the beginning of each academic year. Students can opt out of the school plan if they are covered by a plan similar to the University’s. International students with F1/J1 visa status must purchase the student health benefit […]
Many people consider insurance to be an expense, but others see it as an investment. So which is it? Is insurance an expense or an investment? The answer depends on a variety of factors such as the type of policy you have, how much coverage you’re seeking, and the overall cost of your policy. In […]