Category Archives: Finance Guide

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

When it comes to understanding the financial strength of insurance companies, there are a variety of organizations that play a role in monitoring and evaluating the data. In this blog post, we will explore the criteria and process for assessing an insurer’s financial health in order to better understand which organizations are involved in such […]

Buying a car is a big decision and so it’s important to ensure that you’re properly protected if anything goes wrong. But what if you are borrowing someone else’s car? How do you make sure that it is insured? In this blog post, we will discuss the various options for insuring someone else’s car when […]

All of us know that our lives could be both cash-strapped and insurance-rich. Do I still need to have insurance in retirement after the “golden years” of retirement? It is both yes and no. This is how I intend to ask you: What type of insurance will I need after I retire? These are the types of insurances you […]

Insurance is designed to help people in times of crisis. It provides financial assistance for certain incidents, so that they don’t have to spend a lot of money all at once. It can offer financial assistance if you have to file a claim. Although filing an insurance claim can bring needed help, you may not want to file […]

You might think that you will pay much less for life insurance if you’re a runner. When they set your rate and underwrite your policy, the best life insurance companies take into consideration your overall health. Running is good for your health and should result in lower premiums from life insurance companies. You might think so. Is life […]

Health insurance is increasingly becoming a necessity in today’s world. With rising costs for medical treatments, having health insurance is essential to ensure that you and your family remain covered in the event of any medical emergency. But what happens when you have kids but not yourself insured through your employer? Can you still get […]

Have you ever stopped to think about how many different types of insurance there are? From car insurance to life insurance, health insurance and more, the list can seem endless. One type of insurance you may have overlooked is vision insurance. Often referred to as “eye care” or “vision care”, vision insurance is a type […]

You should not drive without insurance in Louisiana. You could face penalties and suspension of your licence if you’re stopped by police officers and don’t have proof of insurance. You could be facing serious financial problems if you cause an accident by driving without insurance. Louisiana requires minimum insurance Louisiana car insurance laws require a minimum of 15/30/25 liability […]

Liberty Mutual was established in 1912, and is today the fifth largest property and casualty insurer in the U.S. Based on 2020 direct premiums of $36.2 billion, the Insurance Information Institute says that Liberty Mutual ranks #5 in the U.S. Liberty Mutual, based in Boston, offers a range of insurance products to customers across all 50 states […]