Category Archives: Finance Guide

What Is DJ Insurance?

DJs may be at risk of third-party bodily injury and property damage claims, making having the appropriate business insurance essential. USADJ can provide DJs with comprehensive small business insurance packages, such as general liability and equipment protection (inland marine). Their convenient online process makes accessing certificates of insurance simple as well as adding venues as […]

Does Car Insurance Cover The Car Or Driver?

If someone borrows your vehicle with your permission, most auto policies provide coverage in case of an accident – including liability coverage, comprehensive/collision coverage and medical payments or personal injury protection (PIP/MedPay). However, do car policies follow their driver or their car? Coverage for Other Drivers Car insurance covers many things, from bodily injury and […]

Buy-Sell Plans Are Typically Funded By Which Two Types Of Insurance?

A solid buy-sell agreement can reduce conflict and memorialize how ownership interests will be distributed upon death, providing liquidity for both business, heirs and families of deceased owners. Life insurance can be one of the most reliable funding vehicles for a buy-sell plan, whether purchased directly by the business or indirectly via trusts and limited […]

What You Need To Know About Hybrid Long-term-care Insurance?

Are you worried about the possibility of needing long-term care in the future? It’s a valid concern, considering that as we age, our health needs may become more complex and expensive. That’s where hybrid long-term care insurance comes in. This type of insurance combines traditional long-term care coverage with other benefits like life insurance or […]