DJs may be at risk of third-party bodily injury and property damage claims, making having the appropriate business insurance essential. USADJ can provide DJs with comprehensive small business insurance packages, such as general liability and equipment protection (inland marine). Their convenient online process makes accessing certificates of insurance simple as well as adding venues as […]
Category Archives: Finance Guide
If someone borrows your vehicle with your permission, most auto policies provide coverage in case of an accident – including liability coverage, comprehensive/collision coverage and medical payments or personal injury protection (PIP/MedPay). However, do car policies follow their driver or their car? Coverage for Other Drivers Car insurance covers many things, from bodily injury and […]
A solid buy-sell agreement can reduce conflict and memorialize how ownership interests will be distributed upon death, providing liquidity for both business, heirs and families of deceased owners. Life insurance can be one of the most reliable funding vehicles for a buy-sell plan, whether purchased directly by the business or indirectly via trusts and limited […]
Termites are silent destroyers of homes and buildings, causing billions of dollars in damage every year. As a homeowner, the thought of having to deal with these pesky insects can be daunting. You might be wondering if your insurance will cover termite damage or if you need additional coverage. In this blog post, we’ll explore […]
Looking for ways to reduce your carbon footprint and save on your energy bills? Installing solar panels might be the solution you need! While there are plenty of benefits to making the switch, many homeowners wonder if it will affect their insurance rates. In this blog post, we’ll explore whether having solar panels installed can […]
Life insurance is an important consideration for anyone who wants to secure their family’s financial future. But when is the best time to buy it? Is there a specific amount that you should get? What factors do you need to consider before making a purchase? In this blog post, we’ll answer all these questions and […]
Are you worried about the possibility of needing long-term care in the future? It’s a valid concern, considering that as we age, our health needs may become more complex and expensive. That’s where hybrid long-term care insurance comes in. This type of insurance combines traditional long-term care coverage with other benefits like life insurance or […]
Are you a new mom looking for the most comfortable and efficient breast pump on the market? Look no further than Spectra S1! This hospital-grade, portable breast pump is taking the breastfeeding world by storm with its powerful suction capabilities and customizable settings. The only question is: how can you get your hands on one […]
Are you thinking of adding your dear mummy to your health insurance policy? Many people are unaware that this is a possibility, and it can have both positive and negative effects on their rates. In this blog post, we will explore the ins and outs of adding a mummy to your health insurance coverage. From […]
In today’s world, a mobile phone has become an essential part of our lives. We use it to communicate with friends and family, take photos, check social media updates, listen to music and so much more! However, with the constant usage comes the risk of damage or loss. That’s where phone insurance comes in handy! […]










