No matter what type of insurance you have, it is not free. A company provides insurance coverage. They take on the risk of the insured’s assets. You become an insured when you purchase insurance. The contract between you and the insurer is called the insurance policy. The premium you pay when you “buy” insurance is determined by […]
Category Archives: Finance Guide
02
May
May
You’ve finally done it. You’ve quit your job and are striking out on your own. Congratulations! But as you start to navigate the world of self-employment, you may be wondering about your insurance situation. If you had employer-provided health insurance, you’re probably used to having that coverage automatically deducted from your paycheck. But when you’re […]
02
May
May
You’re driving along and enjoying the ride when you get a call from your insurance agent. Your rates are going up, and they want to know if you want to add a second car to your policy. The question is, how much does adding a second car to insurance cost? The answer may surprise you. […]
02
May
May
Protection seems like something that can be bought for every situation. It can feel like insurance policies can cover all situations. However, you can also purchase protection that covers only certain areas. Celebrities are well-known for purchasing bizarre policies. While most people wouldn’t blink if they were asked about homeowners or auto insurance, coverage is […]
02
May
May
In an insurance context, the term “young drivers” is used to describe drivers between 17 and 25 years of age. Although this term can be viewed as somewhat patronizing, it is actually a reflection on an age group that insurance companies consider the most at-risk and thus the most costly to insure. While any generalization is […]
02
May
May
Now that you have renewed your car insurance policy, you are looking for better options online. Although it was an educated guess, it is probably true. It’s unlikely that you would go online to search for car insurance because it might be interesting conversation starter at your next cocktail party. I will help you find cost-saving and discounts […]
02
May
May
Policyholders often have a hard time deciding whether to file a claim on their car insurance policy. They assume that they might be financially better off if they do not make a claim. If the amount is small, they can save money on their long-term car insurance premium. You may have minor scratches or other problems […]
02
May
May
El Paso is the largest city in Texas. It has a population of 683,000. The homeownership rate is 58.3%. This is lower than the national average which is 63.9%. For a policy covering $250,000 of dwelling coverage, the average cost for home insurance is $11,128 per annum. The average rate in El Paso is lower than the Texas average at […]
02
May
May
It is easy to shop online for car insurance. You can find many websites where you can obtain a policy online. Every driver who owns or operates a vehicle must have an automobile policy. Drivers who do not have an auto policy can face stiff penalties. Drivers who are found driving with no license may face stiff fines. These auto […]
02
May
May
Florida has required FR44 insurance since 2008. This policy type is not well-known by most agents or consumers. This information is important for convicted drivers as it isn’t well-known. If you have the right information, it is easy to secure a lower-cost policy and get your license reinstated quickly. Many companies want these policies. Insurance companies have found that […]