Let’s first define “high-risk driver”. Anyone who is considered a high-risk investment. Insurance companies will consider you more risky to insure if you are involved in multiple accidents or have been arrested for DUI. High-risk drivers are either high-risk because they have two or more points on the license, or simply because they are older. They are high-risk drivers […]
Category Archives: Finance Guide
According to the Insurance Information Institute, Triple-I, hail and wind are the most common causes of property damage. A windstorm is any type of wind that causes light damage to trees or buildings or other property. Windstorms are often associated with hurricanes and tropical storms but they can also occur as a result of a strong cold […]
If you’ve ever been in an accident, you know that the aftermath can be stressful. Not only do you have to deal with the repairs, but you also have to worry about your insurance coverage. Will your insurance company cover the cost of a rental truck while your car is in the shop? USAA is […]
As we get older, it’s only natural that our health will start to decline. This is especially true if we don’t take steps to proactively maintain our health through diet, exercise, and regular check-ups. One of the main concerns that people have as they age is whether or not their insurance will cover the costs […]
Many traders prefer trading in the stock market to avoid risk. Commodities are risky, but that does not mean they should be avoided. Traders can reap the benefits of precious metals such as gold and silver during times of inflation. Financial advisory service providers offer mcx tips from market experts to help traders better manage market risk. This […]
Does my vehicle’s age or value have an impact on the price of my car insurance? Because many people view auto insurance as protection for their cars, this question is often asked in the insurance industry. It’s not hard to understand why most advertisements and commercials emphasize the damage that vehicles can do to them. I’m […]
Between 2020 and 2021, Vermont saw an increase in fatal car accidents.Six more incidentsThe number of collisions was higher than in the same period last year. This may encourage Green Mountain State drivers looking for the best Vermont car insurance to meet their needs to find it. Find the top fiveBest car insurance companiesBankrate’s editorial staff analyzed […]
One of the most common questions we get from our clients is whether or not their homeowners insurance rates will go up every year. It’s a valid question, and one that we understand. After all, insurance rates do tend to go up over time. But the answer isn’t as simple as a yes or no. […]
Variable life insurance is a type of permanent life insurance that offers death benefit protection and the opportunity to build cash value. The cash value can be used to help pay premiums, supplement retirement income, or be accessed through loans or withdrawals. Variable life insurance was first introduced in the early 1980s and has since […]
It is mandatory to have at least the Basic Insurance Policy if you own a motor vehicle in New Jersey. Driving a vehicle without insurance is a crime. The penalties for driving without insurance are more severe since New Jersey passed the Automobile Insurance Cost Reduction Act. Your driver’s license could be suspended, your vehicle impounded, and you could […]