Category Archives: Finance Guide

Are you aware of which insurances your employer should offer? First, your employer should pay 100% unless you are offered it. This is extremely unlikely. You can earn any money that you don’t have money to spend. Here’s some advice for those of you who aren’t wealthy enough to cover all of your insurance costs. Life insurance […]

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]

Car insurance is an important part of owning and operating a vehicle, but what if you don’t actually own the car? Can you still get coverage? It turns out that the answer is yes—you can have car insurance on a car you don’t own. In this article, we will explore how it works and why […]

When you need to file a claim for roofing damage, it’s important to know who to contact. Should you call an insurance adjuster or a roofing contractor? The answer is not as black and white as you may think. There are pros and cons to both options, and in this blog post, we will take […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

A BMW is more expensive than its sticker price. Insurance costs are also a factor to consider when purchasing a BMW. Car insurance prices are determined by many factors. If you choose an inexpensive and safe car, your insurance premiums will typically be lower than someone who drives a faster or expensive car, like a sports car. A 2019 […]

Are you interested in becoming a licensed insurance agent? It can be a great career option for many people, allowing you to work with customers, work on complex problems and help protect people from financial loss. Licensing is the first step in becoming an insurance agent and there are a few important steps that must […]

It is now easier than ever for people to start an online business. All you have to do is create a website. It sounds fantastic in theory. It is fast, simple and often cheaper than opening a shop in a brick-and mortar location. It’s easy to forget the steps that can help protect your business like purchasing […]

State law mandates car insurance in many states; however, some drivers still choose not to purchase it and even if they do have coverage, their limits may not cover all the expenses resulting from an accident. Uninsured and underinsured motorist coverage comes to the rescue here, covering your injury expenses as well as damages to […]

It’s a given fact that the value of a car depreciates with age and usage. And while an old car may seem less valuable to its owner, there’s still some need to insure it. But what type of insurance can we take for older cars? The answer lies in understanding the various types of insurance […]