Category Archives: Finance Guide

Making an insurance claim can be a daunting process, as there are a lot of uncertainties and unknowns. You want to make sure you’re asking all the right questions when it comes to making that claim, so that you know what to expect and can get the most out of your insurance policy. In this […]

This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]

Many people make the decision to purchase life insurance so their loved ones will be protected in case of their passing. It can be difficult to understand the industry and you may not be aware of certain aspects about life insurance. How many people have life assurance? LIMRA’s 2020 Insurance Barometer Study found that 54 percent […]

The current rate for home ownership in Washington D.C. stands at 41.6%. This is well below the 65.8% national average. Washington, D.C. homeowners insurance is cheaper than the national average. D.C. residents pay $902 per year for a policy that covers $250,000 of dwelling coverage, which is lower than the national rate of $1.477. You can compare multiple companies […]

Driving can be a source of freedom and a great way to get around. But it also comes with its risks and responsibilities. Many new drivers may not know how long they need to have their license for or how long they’ve had insurance for, so in this article, we will answer the questions: How […]

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

Indiana, like many other states offers a good reason to get car insurance. Indiana law requires that you have minimum coverage. There are severe penalties for failing to comply. Protecting you and your family against liability and financial loss is a greater reason to search for the best car insurance that meets your needs. Indiana requires minimum […]

Nearly everyone who has had to deal with fire damage to their property makes costly errors during and after settlement. But policyholders often make the same costly mistakes over and over again, without even realizing it. The winner, or should we say loser, is the policyholder who relies on their insurance adjuster to inspect, assess, and estimate […]

It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need […]

Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]