Category Archives: Finance Guide

Although life insurance proceeds are not generally taxable as income they can be subject to tax as part of your estate if it exceeds the federal and state exemptions. If you choose to dispose of your policy via a settlement or surrender it to your insurer, you may be subject to income and capital gains tax. […]

Dental insurance can help you pay for dental implants. Your dentist might recommend a dental implants if you have missing or damaged teeth. However, a dental implant can be expensive without insurance. This is especially true if you have a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. Insurance coverage for […]

The purchase of my first car, an older Renault Six, was one my proudest moments as an actor. Just a few weeks after I passed my test, the AA London office was open to help me get insurance. There were only a few forms I needed to fill out and a quick cheque that was […]

The United States has a higher rate of hearing loss than most people realize. Nearly 10% of all drivers suffer from some form of hearing loss today. The AARP states that 33% of older people have some hearing loss. This percentage is doubled for those 75 years and older. The life of someone with hearing loss can be more difficult than […]

Have you ever found yourself wondering how much a surgery would cost if you didn’t have insurance? Maybe you’ve put off a necessary procedure because of the fear of high medical bills. Well, fear not! In this post, we’ll explore the ins and outs of surgery costs and give you some valuable tips for navigating […]

The rate you get for car insurance will depend on many factors. The insurance company will consider everything, from your personal factors to the impact of all your drivers. However, the insurer will use your driving record, including tickets or accidents, to determine your risk profile and your auto insurance premium. A DUI conviction can result in […]

Are you considering buying a term life insurance policy but wondering what happens when the term ends? Perhaps you’re already nearing the end of your policy’s term and want to know what options are available to you. Whatever the case may be, it’s important to understand how end-of-term life insurance works so that you can […]

Car insurance rates can be affected by many factors. Your driving record and perceived risk profile are two of the factors that can affect your car insurance rate. Tickets and accidents can increase rates, and a DUI conviction can lead to significant changes. A DUI can be severe depending on where you live. There are three levels in […]

ADUI is one the most serious offenses that you can commit on your driving record. DUIs can result in severe penalties, such as higher car insurance premiums and increased criminal charges. You should know how your car insurer might react to your conviction for DUI in Connecticut. Also, be prepared for any other consequences. What does a DUI do […]

One way people can build their future is by purchasing a property in the hope of renting it out. Property investing is one of those investments that is worth the money even if the market falls. However, allowing strangers to access your property and letting them live there comes with some risk. Many buy-to-let owners make the […]