Denied – Underpayment – Harassment This is a very common story. The insurance company declines to pay the claim, or offers less than 40% reimbursement for the house that has been set on fire. The policyholder informs the company about the flat-screen TV she purchased in her family room, but she doesn’t have her receipt because it […]
Category Archives: Finance Guide
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Apr
Apr
Because our financial goals and circumstances are different, there is no one “Rule of Thumb” that will tell you what insurance or how much. It is important to engage a Financial Consultant/Insurance Representative to ensure that they are able to provide their services and advice and prioritize your financial needs based on your present financial situation. […]
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Apr
Apr
Life insurance is purchased to pay a benefit. A dollar amount to be paid to your beneficiary upon your death. You can also save money with it. There are several types of life insurance policies. This article will provide a summary of each type as well as some benefits that it can offer to your particular situation. Insurance companies […]
26
Apr
Apr
You may be able to get assistance from the federal government or other sources. If a flood wrecks your house and belongings, and you don’t have flood insurance, you may feel as though you’ve lost everything. However, once the floodwaters recede you will be able to get back on your feet. First, check your insurance. Your homeowners policy […]
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Apr
Apr
Louisiana has more than 3.4 million licensed drivers. Shreveport, Louisiana is the third-largest city in Louisiana. According to Bankrate’s 2021 study on annual premiums, drivers in Shreveport spend an average $841 annually for minimum coverage and $2436 annually for complete coverage. Bankrate compared several carriers and found that Shreveport drivers could get low rates. There are also many carriers […]
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Apr
Apr
Missouri car insurance laws require that all drivers who are licensed in Missouri have auto insurance. The Missouri minimum car insurance liability limits are 25/50/25, plus 25/50 uninsured/underinsured motorist coverage. Missouri’s auto insurance requirements are designed to protect the other driver in an at-fault collision. However, they can also protect you and your passengers in a hit-and run […]
26
Apr
Apr
Life insurance can be a valuable tool. However, there are times when you would like to waive your premiums and get some money back. Some insurance policies, although not all, offer this option. All types of insurance policies, including universal, whole, permanent, variable, and permanent life insurances, have cash value components. This means that you can cancel your policy to […]
26
Apr
Apr
Violations of traffic laws can lead to severe penalties. You may be subject to fees and penalties. Your auto insurance could also go up. In certain situations, an SR-22 may be required. This form is not an insurance policy. If you are a risky driver, SR-22 Colorado insurance is a proof that you have insurance. What is “SR-22 insurance?” […]
26
Apr
Apr
Are you getting ready to walk down the aisle with your sweetheart but still have questions about what will happen to your insurance coverage? Well, don’t worry! You’re not alone. One of the most common concerns that newlyweds face is whether or not they can stay on their parents’ insurance plan after tying the knot. […]
26
Apr
Apr
Health insurance can be a lifesaver when it comes to unexpected medical expenses, but navigating the world of deductibles and co-pays can be overwhelming. When do you pay your deductible? What does that even mean? Don’t worry – this post will break down everything you need to know about deductibles in health insurance and give […]