Category Archives: Finance Guide

Health insurance can be a lifesaver when it comes to unexpected medical expenses, but navigating the world of deductibles and co-pays can be overwhelming. When do you pay your deductible? What does that even mean? Don’t worry – this post will break down everything you need to know about deductibles in health insurance and give […]

Are you tired of navigating the complicated world of health insurance and wondering what benefits are included? One common question is whether dental and vision care are covered under your health insurance plan. We’ve got you covered with all the information you need to know about whether your health insurance includes these important services. Read […]

Have you ever found yourself wondering if your grandparents or parents had a life insurance policy that they forgot to tell you about? Or maybe you’re the one who purchased a policy years ago and misplaced the paperwork. Whatever the case may be, finding an old life insurance policy can seem like a daunting task. […]

MedPay is an auto insurance component that covers injuries you or your passengers sustain in a car accident. MedPay is available regardless of the cause of the accident. You are also covered if you are hurt while riding in another car, or if you get hit by a vehicle while walking or riding a bike or using […]

Are you wondering how long you need to wait before making a claim after getting car insurance? The answer may surprise you. Whether you’re a new driver or an experienced one, it’s crucial to know the right time to make a claim so that your insurance policy can help cover any damages, injuries, or losses […]

This review of VOYA, formerly ING, discusses the company’s pros, cons, and offers our readers an alternative. VOYA is one of the best life insurance companies available. There is no single company that fits all. Call us today to find the right company for you. About ING / Voya Financial America’s Retirement Company Voya Financial and the Voya family of […]

Your broker can be switched at any point during your policy year, although renewal time usually provides the most convenient opportunity. Your new broker must submit a letter of appointment to inform insurers they will now take on your policies. Your broker can assist in providing a template. 1. Get Quotes As your first step […]

PIP insurance, also known as Personal Injury Protection (PIP), covers medical bills and lost wages following an accident. While PIP may be required by some states, in others it’s available as an optional add-on policy. While its monthly cost varies based on state requirements and costs it’s essential that any decision to purchase PIP be […]

Imagine finding black mold growing behind your kitchen sink, its spores making you sick, and its removal cost being prohibitively expensive. Your claim could be denied depending on your insurance company and policy, so you need to fight hard for yourself by following these tips: Coverage Homeowners insurance protects against water damage caused by sudden […]

If your vehicle has a salvage title, finding car insurance will likely prove challenging. Lenders often will not lend money on such vehicles and thus it makes finding car coverage difficult. An insurance company declares a vehicle totaled when repairs would exceed 80% of its value; typically when repairs would exceed their original purchase price. […]