Category Archives: Finance Guide

Car Insurance and Your Insurance Score – Or Is It Your Credit Score?

In that they aim to make profits, insurance companies are no different from any other business. A company must accurately price its products to make profits. There are many methods to do this. Underwriting is the insurance company’s method of “evaluating” a risk to determine a price and profit. No longer are driving records, accident history and […]

Car Insurance Policy Exclusion Clauses – Loss Of Use

Let’s look at the “loss-of-use” exclusion in your car insurance policy. It describes what alternate transport your insurer will provide if your vehicle becomes unusable due to theft or accident. The majority of cases, the answer is negative. A few insurance companies have a team that can repair your vehicle and provide a courtesy vehicle if […]

A Guide to Car Insurance in Southern California

It used to be difficult to find affordable auto insurance in Southern California. However, it’s now much easier to find the right insurance quotes without too much effort. Many services are available to help you get multiple rate quotes from different insurance companies. One service can provide multiple rate quotes from different insurance companies. All you need […]