Life insurance is a smart way for individuals to protect their family financially. It allows them to provide a payout in the event of death or illness that can help cover funeral costs, medical bills and other expenses. But what happens when you no longer need life insurance coverage? Is there a way to get […]
Category Archives: Finance Guide
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Jan
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You can use any permanent life insurance policy that has a cash value (e.g. whole life insurance) as an investment vehicle. It is not a good strategy for most people. Whole life insurance and other types of permanent life insurance can be used as an investment vehicle. If you want to get the best returns, brokerage accounts and […]
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Jan
Jan
Disability insurance is a type of insurance that offers financial protection to individuals in the event they become disabled and unable to work. This type of coverage can provide you with the financial security you need to cover your day-to-day expenses while you are unable to work due to an injury or illness. However, when […]
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Jan
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You might wonder if speeding tickets can affect your insurance if you are pulled over for driving too fast. Speeding tickets can increase your car insurance premiums. Speeding tickets can be added to your driving record. Insurance companies may check your driving record and use it to determine your likelihood of an accident or make an insurance claim. Your […]
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Jan
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There are two types of coverage for car insurance: full and minimum. The average cost of car insurance per year is $565 for minimum coverage and $1,674 to cover full coverage. Full coverage is usually more expensive than basic coverage. It adds additional coverages to the policy. Why would anyone choose full coverage over liability when the cost could […]
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Jan
Jan
If you’re thinking of buying a manufactured home, you may be wondering if it’s going to cost more to insure than a traditional house. After all, when you purchase any type of property, insuring it is one of the most important things you need to consider. The short answer is that yes, insuring a manufactured […]
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Jan
Jan
There are many options available to you when it comes to personal insurance. These include both the product choices and the companies that offer them. You may be asking yourself the following questions: What do I need? How should I order them? Your age and the purpose of the insurance will play a significant role. There are […]
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Jan
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How can you get clients for your insurance company? The truth is that insurance customers can be found everywhere. Everybody should review their insurance policy more often. However, to build a profitable insurance business, you need a solid marketing and sales plan. This will allow you to attract new clients and retain existing customers. It is not […]
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Jan
Jan
Many homeowners make it a top priority to find the best homeowners insurance in St. Petersburg. However, finding affordable coverage can also be crucial for their financial goals.According to Bankrate’s 2021 study on annual premiums, the average cost of homeowners insurance for St. Petersburg is $1,018 annually for a $250,000 dwelling policy.This is more than […]
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Jan
Jan
Insurance account managers are often the people responsible for developing relationships between insurers and their clients. As such, they are often in charge of a variety of duties that require technical knowledge, problem solving skills and excellent customer service. But are insurance account managers exempt from overtime pay? In this blog post, we will explore […]