Category Archives: Finance Guide

Durham is home to more 321,000 residents , making it one of the most populous cities in North Carolina. The current average homeownership rate is 65.8%, but 54% of the residents own a home. The majority of those who own a home will purchase insurance to protect their home. Rates for homeowners insurance in Durham are lower than […]

It’s frustrating to need a prescription filled only to discover that your insurance won’t cover it until a certain number of days have passed. How many days early will insurance cover a prescription? This is a common question with a surprisingly complicated answer. It all depends on your insurance plan and the medication you need. […]

Unfortunately, data on teenage drivers is not available. According to the Insurance Institute for Highway Safety, 16-year-old drivers are more likely to be involved in accidents than drivers between 30 and 59 years. This is why car insurance premiums for this age group are higher. Good news is that not all auto insurance companies view young drivers […]

Geico, and Allstate have been two of the most popular and largest auto insurance companies in the country. Geico was established in 1936 during the Great Depression, but it grew steadily. Warren Buffet purchased Geico in 1996 and it is now a Berkshire Hathaway Group subsidiary. With 13.5% market share in 2020, it is the second-largest car insurance company in America. Geico […]

Health insurance is a topic that is top of mind for many Americans, especially those who are currently uninsured or underinsured. The Affordable Care Act has helped to increase the number of people with health insurance, but there are still millions of Americans who do not have coverage. There are a number of reasons why […]

Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]

One common question we get asked at our company is whether or not long distance transportation for the elderly is covered by insurance. The answer to this question can be quite complicated, as there are many variables to consider. In this blog post, we will explore the different variables that come into play when determining […]

Anyone who owns an older vehicle should have used car insurance. Many people believe that you don’t need to get insurance if your car is in good condition. These people are often surprised to find that their car is not in good condition after regular maintenance, oil changes and tire rotations. Insurance is a great option. Some people […]

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]

Let’s start with the most basic question. What is the purpose of insurance policies? Are you buying insurance to cover the loss of an asset insured or for investment purposes? Is it for all three? It could be for all three. Which is the best way to approach insurance? Insurance policies are only meant to be used for insurance purposes. This […]