Category Archives: Finance Guide

Pay-As-You-Drive Personal Auto Insurance – Recent Developments

The 1988 passage of Proposition 103 changed the California private auto forever. The regulations stipulated that insurance companies had to accept all drivers as defined by them and rate auto based on three primary factors: Driving Safety and Annual Mileage. 40 additional factors were later accepted on to a list of secondary permissible factors. Insurance […]

Best cheap car insurance in Irvine

Irvine, California, is a car-centric city with 70% of residents getting around by auto. The average cost of car insurance in Irvine is $762 annually for minimum coverage and $2,016 for full coverage insurance, just slightly less than the state annual average of $2,065 for full coverage. This is a large sum for many people. Bankrate compared the rates and coverage […]

Points To Remember Before Buying Term Insurance Policy

You can’t be certain of anything in this life except death. There are always unexpected twists and turns in life, which require proper planning. You can protect your family and friends from sudden life-altering events before they turn your loved ones’ lives upside down. The simplest and easiest way to make sure your family is taken care […]

There Is No Way To Eliminate “Mandatory” Auto Insurance

When and where did insurance begin? China and Babylon were the first to have insurance more than two thousand years ago. It was also used to control income in the society. It is clear that such sophisticated insurance systems were created by a well-organized society whose leaders were able to gather statistics about the society using censuses. They […]