Category Archives: Finance Guide

In an insurance context, the term “young drivers” is used to describe drivers between 17 and 25 years of age. Although this term can be viewed as somewhat patronizing, it is actually a reflection on an age group that insurance companies consider the most at-risk and thus the most costly to insure. While any generalization is […]

Since 2008, when I moved to Colorado, I have witnessed firsthand the sweeping phenomenon that is afflicting our country. My wife says that the usual courtesy she received as a child in the Midwest has disappeared and is no longer available in the West. On numerous occasions, I explained to my wife that this isn’t a Denver […]

Policyholders often have a hard time deciding whether to file a claim on their car insurance policy. They assume that they might be financially better off if they do not make a claim. If the amount is small, they can save money on their long-term car insurance premium. You may have minor scratches or other problems […]

El Paso is the largest city in Texas. It has a population of 683,000. The homeownership rate is 58.3%. This is lower than the national average which is 63.9%. For a policy covering $250,000 of dwelling coverage, the average cost for home insurance is $11,128 per annum. The average rate in El Paso is lower than the Texas average at […]

The insurance industry is the primary underwriters of the global economic system. Climate concerns and other environmental issues are particularly important. This was evident last year, when representatives from insurance companies and reinsurers from around the globe traveled to Cancun for COP-16. It included a side session that focused on climate adaptation, risk management, product innovation, […]

You will need to use your credit card to rent a car. Many people don’t know that their credit card can cover at least part of the cost of car rental insurance. There are four types car rental insurance you should know about when renting a car. These may be covered by personal car insurance, your renter […]

You should have homeowner’s coverage if you own your home. If you have a car, auto insurance is also recommended. These items will protect you from many possible damages. You don’t have to fork out large sums of money to repair or replace your home after a fire, natural disaster, or break-in. If you are found to be […]

Many people feel negative about their auto insurance. They are required to pay for something they might never use. Although auto insurance is required by law for drivers, there are many misconceptions that could influence your decision to purchase it. These are five common mistakes you should avoid before buying auto insurance. 1) SELECTING YOUR LIMITS BASED […]

Although it’s not a very exciting title for an article, I’m sure you’ll agree. All insurance companies will be implementing this change in December. It will affect almost everyone, with a particular focus on women. What is the point of it all? In 2007, the Gender Directive ruling allowed insurers to discriminate between male rates […]

Before you decide on the best Medicare Supplement plan, make sure to do a thorough research on all plans available. There are many options available to consumers when choosing the right type of insurance plan. The insurance industry is very competitive. It is now much easier to browse through many supplement plans online from the comfort of […]