Category Archives: Finance Guide

Virginia Car Insurance Laws

It is essential to have Virginia car insurance. Data from the Virginia Department of Motor Vehicles (DMV), showed that 180 people were hurt in car accidents in the state in 2019. In Virginia, there were 827 deaths in that same year. Virginia drivers must have car insurance to drive legally. It doesn’t matter how many times you drive or how old […]

Streamlining Insurance Collections With HIPAA Electronic Transactions

The primary way to increase revenue and cash flow is to reduce the time it takes to collect payments. HIPAA electronic transactions can greatly streamline the insurance collection process. Electronic Submission (837 Professional & Institutional) versus US Mail. It is common to submit claims electronically, but it is important that you highlight the efficiency of electronic […]

10 Ways You Benefit from Unemployment Insurance

Massachusetts workers who are temporarily unemployed due to no fault of their own can receive benefits from unemployment insurance (UI). Workers who have lost their jobs and are now able to work and available to find work can get unemployment insurance. 1.) A weekly check is one of the individual benefits that an individual receives from unemployment […]

Auto insurance for high-risk drivers in Wisconsin

It may be more difficult to find auto insurance at affordable rates if you have a history of tickets, at-fault accidents, or DUI. Your license could also be suspended, restricted, or revoked if you are reckless or high-risk behind the wheel. You could be without insurance coverage if you engage in these behaviors. Many insurers might consider […]

The Dangers of Texting and Driving

Highway safety boards and automobile insurance companies are increasingly concerned about the consequences of texting while driving. Nearly 90% of car accidents involve human error and thousands are killed in distracted driving-related car accidents. Many of these cases were caused by distracted driving, with many drivers reading or sending texts while driving. Many states now prohibit texting […]

Insurance Law – An Indian Perspective

INTRODUCTION “Insurance should always be purchased to protect against financial disasters.” Insurance allows someone to get compensation for their loss or accident. Insurance allows you to protect your financial, health and financial well-being from everyday threats. In India, insurance was established in 19th century without regulation. It was typical of colonial times: there were few British-owned insurance […]

Fire Insurance Under Indian Insurance Law

When a person seeks insurance protection, he enters into a contract to insure him against property loss or damage by fire, lightening, explosion, or other incidental events. This contract is principally a contract, and is therefore governed by the general laws of contract. It does have some special features that are common in insurance transactions such as […]

How much homeowners insurance do I need?

Your house could be your most valuable asset. A comprehensive homeowners insurance policy is necessary to protect your home. You can also protect your savings and investments by purchasing homeowners insurance. Although local and state governments do not require you to carry homeowners insurance, mortgage lenders usually do. Most lenders will specify how much insurance homeowners must have, usually over […]

Gap insurance in Arizona

Gap insurance may be something you’ve heard of from someone like a friend, a car dealer, or an insurer. It’s well-known that a car loses its value the moment it leaves a dealership. This continues to happen over time. When you ask for a quote, the best auto insurance companies will explain whether gap insurance is available to protect […]

Best cheap car insurance in Baltimore

Baltimore’s average car insurance cost is $1,241 per year for minimum coverage and $2,772 per year for full coverage that includes collision and comprehensive. Bankrate compared the rates of insurers in Baltimore to determine the most affordable car insurance companies. We also gave information about customer service, the available coverage options, and any discounts. Baltimore is home to more than 21% […]