Category Archives: Finance Guide

Let’s be real. Do you feel excited about the idea of saving money? It does, and I can bet your bottom dollar it does. It’s hard to believe that anyone would not want to save money, particularly if it’s on discount automobile insurance. We are constantly bombarded by radio ads and infomercials promising the best auto insurance discounts. Are these offers […]

Slip and fall accidents involving employees and customers are one of the most important factors that have affected insurance costs for restaurant and retail establishments. Studies done by government agencies like the Centers for Disease Control (CDC) and The National Safety Council have shown this to be a well-known fact. As the baby boomers get older, the […]

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]

You are not required to have liability coverage if your vehicle is being financed. If you are found to be at fault in an accident, liability insurance covers you for your medical expenses and property damage. Iowa’s minimum liability insurance is 20/40/15. Your liability insurance will cover you for $20,000 in bodily injuries and $40,000 for property […]

According to the Association of British Insurers, we can expect a staggering 150% increase in the number of full-time licensed car drivers aged 70 years and older over the next 50 year. This calculation is heavily influenced by the fact that “baby boomers”, or people who have reached retirement, are living longer. The forecasts also predict […]

People who are considering entering into contractual relationships should remember to fully understand the terms of each contract. It is important for them to understand not only their position but also that of other parties in the contract relationship. They are advised that anything less than this would be to enter into a contract blindly, which can […]

It is sad to see people who are good and honest waste their hard-earned money by paying more for New York auto insurance. Even more frustrating is the fact that they could lose as much as $1000 simply because they don’t know. This article will help you understand how your New York auto insurance rates are affected […]

New laws on child restraints inside cars will be introduced in September 2006. Current laws state: – Children under 150cm tall and aged 3-11 years old are allowed to travel in an adult’s seat belt, provided that no child restraint has been fitted. The new legislation states: * Children under 135 cm and children aged […]

You should have automobile insurance if you plan to drive on West Virginia roads. Driving without insurance is a risky business. Instead of being caught driving without insurance, why not compare low-cost automobile insurance in West Virginia to get your car insurance at a cost you can afford? It might be a good idea to first […]

Low-cost auto insurance does not necessarily mean inferior insurance. Robust market competition will result in lower prices, better product quality, and better customer service. Insurance companies won’t risk their money on a losing deal. In fact, they are betting against every chance that you will have an accident. Insurance companies will accept your money to prove their point. […]