Although car insurance is required in all 50 states, it is not the only reason to have it. An accident can cause thousands of dollars worth of damage. Not to mention the medical bills and fines. Having adequate car insurance coverage will protect you from having these expenses borne by others. Many people find themselves in an […]
Category Archives: Finance Guide
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Apr
Apr
In South Dakota, there are currently 638.428 licensed drivers. There are many car accidents every day due to the sheer number of drivers on the roads. According to the South Dakota Department of Public Safety there were 17512 traffic accidents in 2016, causing $103 million worth of property damage. Despite this being a daunting number, it has been decreasing since 2015. A […]
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Apr
Apr
Are you looking to break into the insurance industry in Florida? Well, you’re not alone. With its sunny climate and bustling economy, Florida is a prime location for anyone looking to start a career in insurance. But before you can begin your journey as an insurance agent, you need to obtain the necessary state license […]
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Apr
Apr
6,894 crashes were recorded in 2017. Ada County, Idaho drivers should ensure they have a solid car insurance policy before driving. It can be difficult to find the right policy for you. However, knowing more about Idaho car insurance can help you make informed decisions. For a minimum coverage policy, the annual average premium is $337 and for full […]
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Apr
Apr
An emergency department must treat all patients presenting with life-threatening emergencies or in active labor regardless of their ability to pay, according to EMTALA regulations. Hospitals found violating EMTALA can face fines in excess of $70,000 as well as lose Medicare/Medicaid funding for repeated violations. As an individual in the United States, each person has […]
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Apr
Apr
Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]
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Apr
Apr
Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]
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Apr
Apr
Policy premiums are charged by insurers as the cost of providing coverage. Car insurance premiums can be paid monthly, biannually or annually and must be made in order for a policy to remain active. Insurance premiums differ between providers based on various criteria, including your driving record, ZIP code, age and credit score as well […]
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Apr
Apr
Virginia is home to more than 4.8 millions of licensed drivers. Virginia drivers require car insurance to protect them in case of an accident. Richmond is home to approximately 223,000 residents. On average, drivers pay $524 per annum for minimum coverage. Full coverage costs on average $1,384 annually. Bankrate obtained the most current premium information from Quadrant Information […]
09
Apr
Apr
Are you in the market for life insurance but don’t know which type is right for you? With so many options available, it can be overwhelming to choose. Two popular types of life insurance are whole life and term life policies. While they both provide valuable benefits, they differ in several ways. In this blog […]