Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]
Category Archives: Finance Guide
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Apr
Apr
High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
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Apr
Apr
Although purchasing insurance can seem daunting for many, it is a necessity. Here are some key points to keep in mind when making sure you have the right coverage. Pre-existing Conditions and Full Disclosure All applications must be reviewed by an underwriter before being approved for insurance coverage. When you apply for individual health insurance, an […]
11
Apr
Apr
Are you in a committed relationship and wondering if you can share your health insurance with your partner? It’s not uncommon for people to consider sharing their healthcare coverage, especially if they’re married or living together. However, the answer isn’t always straightforward, as there are several factors to consider when weighing this option. In this […]
11
Apr
Apr
Are you thinking about protecting your family’s future with a life insurance policy? One of the most common coverage amounts is $250,000 – but what does that actually cost? In this blog post, we’ll explore everything you need to know about how much a 250k life insurance policy will set you back. From age and […]
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Apr
Apr
St. Although Florida’s beautiful beaches and abundant sunshine make Petersburg a great place to live, it will be more expensive to insure your vehicle if you live there. St. Petersburg drivers pay on average $1,294 per year for minimum coverage. Full coverage policies average $2,662. Florida drivers pay more than other states on average for various reasons. Bankrate […]
11
Apr
Apr
The days of cinder blocks and wooden plank bookcases are gone. It’s been a long time since the reliable jut rug, CDs (or actual vinyl albums) were stored in milk crates. This is how it is with your first apartment, sometimes also your second and third apartments. This is what you could afford when you first started to […]
11
Apr
Apr
Are you an 18-year-old looking to purchase insurance but unsure about the costs? You’re not alone! The cost of insurance can be daunting, especially for young drivers. However, it’s crucial to understand how much insurance costs before making a decision. Don’t worry; we’ve got you covered. In this blog post, we’ll break down everything you […]
11
Apr
Apr
“Smiling is contagious, but so are dental bills. As we all know, taking care of our teeth is essential for a healthy lifestyle. However, the question remains – do you need dental insurance to see a dentist? With the rising costs of healthcare in today’s world, it’s easy to feel overwhelmed and unsure about how […]
11
Apr
Apr
Life insurance can provide financial assistance to your loved ones after you pass. This can help pay for funeral expenses or compensate the beneficiaries for income loss due to the death. There are many types of life insurance. The most common is term life insurance. This policy allows you to pay a fixed monthly or annual premium for a certain […]