Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]
Category Archives: Finance Guide
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Apr
Apr
High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
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Apr
Apr
Life Insurance policies that provide coverage for chronic diseases and other conditions, including critical illness, offer complimentary Critical Illness Insurance. These policies often provide more coverage for heart disease, strokes, and cancer treatment. When a person is diagnosed with critical illness, the policy will provide coverage that allows the family to pay for the burial. Comprehensive policies […]
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Apr
Apr
Since the dawn of time, auto insurance has existed. It is easy to find the best insurers for your car, as everyone knows how to pick a company with a strong reputation and financial stability. It is important to select the best company possible. You can start by doing some online research to learn more about any […]
11
Apr
Apr
Welcome to our blog post about renters insurance! If you’re currently renting a home or apartment, it’s important to understand what this valuable coverage can do for you. Renters insurance is often overlooked by tenants who assume they don’t need it, but the truth is that it offers invaluable protection in case of unexpected events. […]
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Apr
Apr
Accidents can happen anywhere and anytime. It may be something you don’t want to happen to you, or to your loved ones. However, you cannot predict when it will happen and how you can avoid it. It’s inevitable, and it can come at any time in your life. The worst outcome is that your life could be lost. You […]
11
Apr
Apr
Are you confused about the birthday rule for insurance? Don’t worry, you’re not alone! This often-overlooked policy can have a significant impact on your healthcare coverage. In this blog post, we’ll break down everything you need to know about the birthday rule and how it affects your insurance plan. So let’s dive in and clear […]
11
Apr
Apr
Buying a car can be one of the most exciting experiences, but it can also leave you with a ton of questions. One that often comes up is whether or not you need to get insurance before buying your vehicle. The short answer is yes, and in this blog post, we’ll dive into why having […]
11
Apr
Apr
Understanding the differences between Terminal and Critical Illness life insurance will help you make an informed decision when looking into life insurance. The Critical Ill Policy provides more comprehensive coverage than the standard Terminal Ill policy. This means you get more value for your money. Recent statistics show that at least one out of five men will experience […]
11
Apr
Apr
Are you in the market for a new roof? Not only can a new roof improve the look and functionality of your home, it may also save you money on your insurance premiums. Many insurance companies offer discounts to homeowners who have recently replaced their roofs with newer, more durable materials. But which insurance companies […]