Category Archives: Finance Guide

How To Get A Physical In Oregon Without Insurance

Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]

Do You Want A High Or Low Deductible For Health Insurance?

High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]

Terminal Illness and Critical Illness Insurance

Understanding the differences between Terminal and Critical Illness life insurance will help you make an informed decision when looking into life insurance. The Critical Ill Policy provides more comprehensive coverage than the standard Terminal Ill policy. This means you get more value for your money. Recent statistics show that at least one out of five men will experience […]

How To Safely Navigate Your Company To A Healthy Destination

Florida’s approval process for health insurance can often seem confusing with all the jargon and blind curves. Underwriting departments are the ones that determine the coverage of health insurance. They have clear guidelines. The underwriters assess the risk involved in insuring each client and decide on the appropriate coverage and cost. This guide will help you navigate the […]

How Do You Calculate Life Insurance Premiums Cost Per Thousand?

“Are you considering life insurance but have no idea how much it can cost per thousand? Don’t worry, you’re not alone! Understanding the factors that determine your premiums is essential to make the right decision for yourself and your loved ones. In this blog post, we’ll dive into everything you need to know about calculating […]