Category Archives: Finance Guide

How To Get A Physical In Oregon Without Insurance

Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]

Do You Want A High Or Low Deductible For Health Insurance?

High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]

How a speeding ticket impacts your insurance in New Mexico

According to Bankrate’s 2021 study on annual premiums, a speeding ticket has increased New Mexico’s average car insurance cost by 17%. This is likely due to the increasing number of accidents caused by speeding in New Mexico each year. On average, about 9% of all crashes are because of speeding. This is a substantial number for insurance providers and could […]

Handling Your Motor Vehicle Accident With Your Own Insurance Company

This article “How To” is essential, current information regarding what you should do if you are having trouble with your insurance company (regarding your motor vehicle accident claim). If there’s some problems with whatever position they’ve taken regarding your Property Damage Loss (or any other coverage-questions they may be ducking/stalling/ignoring and/or disputing) you don’t have to […]

How Much Is Aetna Insurance?

Looking for affordable and comprehensive health insurance can be a daunting task, especially when it comes to picking the right provider. Aetna Insurance is one of the largest healthcare providers in the United States, offering coverage for individuals, families, and businesses. But just how much does Aetna Insurance cost? In this post, we’ll break down […]

11 Ways to avoid hurricane damage

The National Oceanic and Atmospheric Administration (NOAA), accurately predicted a record-breaking storm season for the 2020 Atlantic hurricane season. 14 of the 30 storms that occurred developed into hurricanes, including seven major hurricanes with winds in excess of 111 mph. A hurricane’s powerful force can cause damage to a house and make it irreparable. But you can minimize the […]