Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]
Category Archives: Finance Guide
High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
Accidents can happen anywhere and anytime. It may be something you don’t want to happen to you, or to your loved ones. However, you cannot predict when it will happen and how you can avoid it. It’s inevitable, and it can come at any time in your life. The worst outcome is that your life could be lost. You […]
Are you confused about the birthday rule for insurance? Don’t worry, you’re not alone! This often-overlooked policy can have a significant impact on your healthcare coverage. In this blog post, we’ll break down everything you need to know about the birthday rule and how it affects your insurance plan. So let’s dive in and clear […]
Buying a car can be one of the most exciting experiences, but it can also leave you with a ton of questions. One that often comes up is whether or not you need to get insurance before buying your vehicle. The short answer is yes, and in this blog post, we’ll dive into why having […]
Understanding the differences between Terminal and Critical Illness life insurance will help you make an informed decision when looking into life insurance. The Critical Ill Policy provides more comprehensive coverage than the standard Terminal Ill policy. This means you get more value for your money. Recent statistics show that at least one out of five men will experience […]
Are you in the market for a new roof? Not only can a new roof improve the look and functionality of your home, it may also save you money on your insurance premiums. Many insurance companies offer discounts to homeowners who have recently replaced their roofs with newer, more durable materials. But which insurance companies […]
There are so many types of auto insurance available from thousands of companies that it can be overwhelming to choose the right coverage. You need to have enough coverage in order to be protected in an accident. However, you don’t want to pay more for coverage that you don’t use. Take a look at this breakdown […]
These insurance comparison websites make it easy to buy insurance. Once you have identified the type of coverage you require, all you need to do is enter a few details on any of these websites and you will instantly be able to access multiple insurance companies. The cheapest quote is displayed within a matter of seconds. […]
Are you looking for a stable and reliable source of income during your retirement years? Or maybe you’re searching for an investment option that can help you grow your money over time? Whatever your financial goals may be, annuities insurance is worth considering. In this blog post, we’ll dive into the world of annuities – […]










