Category Archives: Finance Guide

What Is Hazard Insurance?

This coverage for the physical structure of your home is a standard part of a homeowners insurance policy. Imagine you have an offer on the house you want and are ready to close. Your lender suddenly demands proof of hazard insurance. What should you do? You knew that you would have to get homeowners insurance as part […]

Some Things Your Car Insurance Company Won’t Tell You

1. How do you determine the “total loss”? Many companies will tell their customers that they use at most three methods to determine the vehicle’s actual value. These include value books, dealer-generated quotes, and market research. You will likely think that your local area refers to your current neighborhood. However, the insurer may not define […]

The Cheapest Homeowners Insurance

We compared rates from companies across the country to find affordable homeowners insurance in your state. Homeownership is already expensive, so why pay more than you need to for your homeowners insurance? You don’t have to settle for a high rate of homeowners insurance. It can provide great coverage. NerdWallet reviewed pricing data from 141 insurers to […]

Telematics Insurance – Big Brother Is Going To Be Watching You

While telematics car coverage isn’t well-known, industry experts think it will revolutionize the motor insurance market. How It Works What is Telematics Insurance? Telematics insurance is basically a small computer embedded in your car that tells the insurer everything about your movements. It is small, about the size of a packet of cigarettes. The box […]

Best cheap homeowners insurance in Detroit

Detroit, Michigan’s largest city, is home to more than 670,031 residents, with 47.2 per cent owning their homes. The decline in Detroit’s population over the past several years has made it one of the most shrinking cities. Along with this, the economy has also been experiencing a slump. The median property value of Detroit is $49,000 in 2019. This […]