Category Archives: Finance Guide

The annual rise in insurance premiums due to policyholders who file claims and are compensated by insurers for causing accidents is enough to make auto insurance policyholders mad. To combat criminality, there should be certain measures and everyone must take part in the fight. Even though they have a clean driving record, policyholders don’t like receiving […]

The employee receives this amount upon retirement. It includes employer contributions, employee contribution and interest. EPF scheme was created by the Indian government to encourage savings. Below are 10 facts about the EPF scheme. EPF is the principal scheme in the Employees’ Provident Funds & Miscellaneous Provisions Law, 1952. It is managed by the Employees’ Provision Fund Organization […]

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]

Are you married and wondering if having separate health insurance is a possibility? Many couples assume that they must have joint coverage, but the truth is that there are other options available. In this blog post, we explore whether or not it’s feasible to have separate health insurance policies when married. From tax implications to […]

When was the Florida FR44 filing for insurance effective? What are the requirements for one? What type of policies are eligible for compliance? A person convicted in Florida of DUI must maintain an increased limit of vehicle accident liability coverage as of October 1, 2007. Minimum amounts for vehicle accident liability coverage are $100,000 per person, $300,000.00 per […]

If you are one of the millions of Americans covered by health insurance through their employer, chances are good that you could soon receive a rebate check for approximately $1.1 billion estimated to be distributed this year. Rebating, which involves providing money back from agents or brokers as an inducement to purchase policies, is generally […]

GEICO, Farmers and State Farm all offer rideshare insurance policies as an add-on or standalone policy to cover any gaps that might exist when working for Lyft. Lyft drivers must carry liability and rideshare coverage to legally operate their cars and protect themselves during any times when Lyft does not offer these protections. What is […]

Home title insurance is an annual premium designed to shield homeowners against financial loss in case there is any misrepresentation with their title to their property. For example, should someone later claim your family deed is fraudulent or that unpaid work was performed on it without compensation being received, an owner’s title insurance policy covers […]

Renters insurance is one of the most cost-effective ways to safeguard both your personal property and liability. It typically covers damages caused by fire, theft, severe weather or other incidents. But the cost of getting an insurance policy varies widely depending on various factors; here are three of them to keep in mind: Cost, Coverage […]

Car insurance providers in states where it’s legal may run credit checks on you; this soft inquiry won’t affect your score but may vary based on which state is being visited. Car insurers use credit scores not only to assess credit risk, but also as an additional tool in calculating premium rates. Unfortunately, certain states […]