Category Archives: Finance Guide

Your car is considered totaled under car insurance terms when its repair costs exceed its value, as determined by state laws or policies that establish total loss thresholds. Insurance companies adhere to state guidelines or thresholds when setting total loss thresholds for policies or guidelines set by them. When your car is totaled, insurers provide […]

Endowment life insurance policies combine life coverage and savings for a specific goal. While they may seem convenient, they can also be quite costly. Endowments provide a low-risk investment option with limited interest payout. Due to tax code modifications that recategorize them as modified endowment contracts, pure endowment policies are no longer sold in the […]

Attention all parents out there! As your teenager gets behind the wheel, you’re probably wondering whether or not they need to be added to your car insurance. You may think it’s an unnecessary expense but trust us, it’s better to be safe than sorry. So, let’s dive into this topic and find out the answer […]

What you should know about Car Insurance for Low-Mileage Insurance companies may request verification of your annual odometer reading Insurance by the Mile bills monthly insurance payments that are based on your used miles You can also receive car insurance discounts from insurance companies without having to ask. Loyal customers and drivers who drive safely […]

New York City’s extensive subway system, as well as its network of buses and taxis, is a great option for getting around. The city also has millions of individual drivers who drive their cars in all boroughs. About 45% of the more than 3 million New York City households own a car . The ownership rates vary […]

Are you a travel agent who is constantly asked about the best travel insurance options for your clients? With so many policies available, it can be overwhelming to know which one to recommend. As a trusted advisor for all things travel-related, it’s important to offer comprehensive and reliable coverage that meets your client’s needs while […]

1. No preparation Please prepare all information before you rush to the market and ask for quotes. Personal information, such as name, address, zip code, profession and car model, may be required. Some companies may also require information about your credit score and driving record. Please check with your local DMV to determine the minimum liability coverage that is […]

More than 77% of Raleigh’s residents drive alone to work every day, and 40% own two cars. Raleigh drivers have car insurance that is less expensive than the national average. It costs $459 per annum for liability coverage, and $1,286 for full coverage. Comparing quotes and shopping around for car insurance is a great way of saving […]

Are you planning to buy a house in Texas? If so, congratulations! It’s an exciting time full of possibilities. But before you start picking out paint colors and furniture, make sure you have the right insurance coverage in place. Mortgage protection insurance is one option that can provide peace of mind by helping to pay […]

All leftovers, if any, are safely stored in the fridge. The stemware is cleaned, dried, then put away for the next occasion. Pots and pans are washed, dried and allowed to dry in the dish drainer. The dishes are now ready to be placed in the dishwasher. The floors have been swept and tables and countertops have been cleaned. […]