Category Archives: Finance Guide

As a resident of North Carolina, you may know that the Wright Brothers made the first successful powered flight near Kitty Hawk, NC in 1903. You could purchase a homeowners policy, which would have covered damages due to falling objects such as poorly-built planes made by bicycle manufacturers, when the policy was first introduced in September 1950. Renters […]

To encourage more people to buy, Waco offers first-time homeowner programs. Finding the right home insurance coverage that protects your property against the unexpected is an important part of getting a mortgage. For $250,000 of dwelling coverage, the average Waco, Texas home insurance rate is $1,700 annually. Texas home insurance is more expensive than the average of $14,77 per year due to the […]

If you’re a young person looking to get on the road, you’ll know that insurance costs can be an absolute nightmare. No matter who you are or where you live, new driver insurance is consistently more expensive than for more experienced motorists, and this often puts younger people off getting behind the wheel. But don’t […]

Individuals are not perfect and accidents can happen. We are constantly exposed to dangers and risks in our complex, fast-changing world. People often make mistakes. People make mistakes all the time if they are not designed correctly. But people aren’t born this way. Therefore, accidents and mistakes are inevitable. Insurance companies will always be relevant. Although it can be […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

As an attorney, it’s important to stay up-to-date with the laws and regulations that govern your practice. But one of the most important requirements is often overlooked: Malpractice Insurance. Malpractice Insurance is essential for any attorney practicing in California, but the question remains: Can an attorney practice without it? In this blog post, we’ll explore […]

Most of us are facing redundancy right now. This can make it very difficult to feel secure. Panic can set in and people freeze to pretend everything is okay. There are many things you can do in order to regain control of your life. The UK’s job situation is getting worse. Now is the time to look […]