Category Archives: Finance Guide

Penalties for driving without insurance in Alabama

It is illegal to drive without insurance Alabama is no exception. Each state has its own penalties when drivers drive without insurance. According to the Insurance Information Institute (iii), 19.5% drivers in Alabama were not insured in 2019, making it the 7th most uninsured state. Alabama drivers who drive without insurance can face heavy fines and even prison time. It […]

Does Insurance Cover Gender Reassignment?

As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]

Does Health Insurance Cover Allergy Testing?

Allergies are a prevalent health condition that often results in symptoms like runny nose, itchy skin and watery eyes, as well as more serious adverse reactions that could even be life-threatening. Allergy testing can identify which allergens may be triggering such reactions and help diagnose their source. Allergists carefully tailor allergy tests to each individual, […]

Car insurance for high-risk drivers in California

Low rates may be harder to find for drivers who have multiple at-fault injuries, tickets, or a DUI. Your license could also be restricted, suspended, or revoked if you are reckless or high-risk driver in California. California high-risk insurance for auto is an option when traditional vehicle insurance is not available or is too expensive. California rates for high-risk […]

What Is The Best Life Insurance Company To Work For?

Selecting an insurance provider carefully is key when looking for employment in life insurance. A reliable insurer will offer both affordable premiums and outstanding customer care services. NerdWallet conducted research into New York-based life insurance providers that sold life policies, and conducted an evaluation based on employee satisfaction data, industry rankings and complaints with state […]

Does Umbrella Insurance Cover Rental Property?

Umbrella insurance provides an extra layer of liability coverage above and beyond what a landlord policy offers, providing essential asset protection against lawsuits. Many landlords view umbrella coverage as essential insurance against lawsuits. Landlords face significant financial risks associated with rental property ownership. One lawsuit could drain their bank account completely or force them into […]

Homeowners insurance for military and veterans

There are many homeowners insurance providers on the market. However, if you are active duty military personnel or veterans, there may be some that are worth your consideration. When you are deployed, military personnel have special coverage requirements. Home insurance for veterans can offer tailored coverage to address a range of situations that service members may face. The best […]

Is The Insurance Industry A Good Career?

When searching for the ideal career, many individuals factor in factors like job satisfaction, salary growth, opportunities for advancement and stability as being essential. One industry that can offer all of this is insurance. Insurance is an essential consumer necessity that does not follow the same unpredictable ups-and-downs of other industries. Here are five compelling […]