Category Archives: Finance Guide

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

Since summer is in full swing, you may find yourself spending more time outdoors. Therefore, it’s essential that you take precautions such as regularly inspecting your skin and seeking screenings as necessary. However, many patients may be asking whether their health insurance will cover these services – and the answer is “yes”. Does Your Insurance […]

Many Americans struggle to afford health insurance. Unexpected medical bills that don’t fall within their policy often crop up unexpectedly and leave them paying unexpected medical expenses out of pocket. Failing to pay your premiums could result in your coverage being cancelled and open enrollment being the only time you can select a plan again. […]

Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]

Average auto insurance costs in Allen, Texas are $575 annually for a minimum coverage policy, and $1,783 for a full coverage policy.This is slightly more than thenational averageFull coverage is $1,674 annually, so drivers in the region may be looking for the best policy as well as the lowest rates. Allen, Texas is located in […]

54.1% Harris County residents are homeowners. If you’re one of these people, you know how crucial it is to have an insurance policy that protects your property. Houston, Texas is susceptible to flooding and experiences hurricanes occasionally. It is therefore important to have insurance that covers you against the damage these natural disasters could cause. Houston residents pay an average […]

There are two things you might have noticed if you’re looking for a car: a high-quality used market and buyers and sellers flooding Facebook Marketplace to find deals. Studies show that 78% of people use social media when making a car purchase; with 53% of buyers making their choice of new or new-to-them car entirely online. Avoiding scams while […]

Minnesota law requires car insurance. Car insurance is a valuable protection in a state that has over 3351,400 drivers. An Minnesota driver will pay $1,643 to get full coverage insurance and $537 to get minimum coverage insurance. Minnesota drivers have many options for affordable car insurance. Minnesota’s cheapest car insurance company Minnesota has easy access to affordable car insurance. These car insurance […]

There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]

There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]